City Union Bank net banking offers customers an array of personalized banking services. It has made it easier for the customers to transfer funds, access bank accounts 24*7, and pay utility bills like light, water, and electricity.
The bank’s online services prevent customers from standing in long queues and save time and effort. You only have to click some buttons on your mobile or laptop, and the job is done.
Net banking allows using online services anytime with an active internet connection. You can open your savings account, pay credit card bills, taxes, transfer funds, and view account statements.
City Union Bank net banking allows open fixed and recurring deposits and other accounts. City Union Bank also offers corporate, retail, loans, and capital investment services. The online services facilitate loan services without visiting the bank.
If you are new to CUB net banking, this guide will be helpful for you. The article gives details of the City Union Bank online banking. It talks about the net banking registration process, login steps, changing passwords, and transferring funds.
City Union Bank Net Banking
City Union Bank Limited (CUB) is an Indian national bank. The bank has its headquarters in Kumbakonam, Tamil Nadu. Initially, the bank’s name was Kumbakonam Bank Limited that started its operations on 31st October 1904.
The majority of the bank’s branches are in South India. It has 700 branches with 1762 ATMs. CUB has a range of savings and deposit products, PM Svanidhi loans, and eMudra loans.
The bank offers financial products like asset management, forex, finance and insurance, payment solutions, and mortgage loans. CUB provides various services like net and mobile banking, bulk note acceptors, self-service kiosks, and point of sales.
CUB’s net banking links accounts like loans, RDs, FDs, and insurance under a single user login.
Advantages of CUB Net Banking
City Union Bank net banking offers multiple advantages to the customers. Here is the list-
- You can use CUB net banking to manage your accounts online like a savings account, FDs, and RDs. It is no longer required to visit your branch frequently.
- The bank’s net banking facility makes it easy to transfer funds online to the same or different bank account. You can do cash transactions at any time from any place based on your convenience.
- You can use CUB net banking to open a new savings account, FD, loan account, PF, or pension account. Also, You have the benefit of renewing your FD and opening a sovereign gold account with the City Union bank.
- City Union Bank online banking allows you to apply for a credit card without visiting the branch.
- You can use CUB net banking to pay taxes, credit card bills, DTH, mobile recharges, and utility bills like light, electricity, water, and gas.
- CUB online banking lets you open a Demat account online, through which you can invest in the share market.
- The bank’s net banking allows users to enjoy booking movies, trains, and flight tickets online. It lets you book hotels and does online shopping.
How to Register Net Banking?
If you are a new user of CUB net banking, you have to register yourself for it. You can register for CUB mobile banking offline and online.
For offline registration, you can visit your nearest branch and obtain the registration form for net banking. You can download the registration form from the bank’s website. Fill out the form with necessary details like your name, address, account number, and branch name.
Submit the form with an identity form copy to the bank. Once registered, the bank will send you a user ID/ customer ID and password to your address. Use the details to log in to your account.
Let us look at the steps for City Union Bank net banking registration online.
Step 1: Visit the CUB Bank’s Official Website
Step 2: Select the ‘Internet Banking Login’ option.
Step 3: Then Select ‘Personal Net Banking’ if you have a savings account in the bank.
Step 4: Select the ‘Corporate Net Banking’ option if you are a corporate user. A new screen will appear.
Step 5: Here, enter the details like Account Number and Mobile Number.
Step 6: Click ‘Submit’.
Step 7: The Bank will send you an ‘OTP’.
Step 8: Submit again after you enter OTP. The screen will display your User ID.
Step 9: You can log in again with your new ‘User ID’ and ‘Password’. You can create a new password if you want.
Your registration in City Union Bank net banking is complete now.
How to Login?
Now that you have registered for CUB net banking, you can quickly log in to your account. Here are the steps for the City Union Bank net banking login.
Step 1: Visit the CUB Bank website portal.
Step 2: Select the ‘Internet Banking Login’ option from the page.
Step 3: Enter your ‘Customer ID’ and ‘Password’ on the login page.
Step 4: Click on ‘Confirm’.
You will now be logged in to CUB net banking.
How to Transfer Money and Services available on Union Bank Netbanking?
Different transactions types available in City Union Bank are –
- NEFT – You can use your CUB net banking facility for transferring funds online through NEFT. The bank transfers the funds in batches every 2-3 hours.
You will need the following details for cash transfer through NEFT-
- Your account number
- Amount to transfer
- Beneficiary’s bank name and account number
- Beneficiary’s IFSC code
- RTGS – RTGS is an instant and quick mode for carrying out online transactions. You can use CUB online banking service or mobile banking through the bank’s mobile application. You will have similar details as in NEFT for wire transfer through RTGS.
- UPI – You can use Unified Payments Interface to transfer funds in real-time. It takes place through a virtual payment address. You require the beneficiary’s UPI ID or mobile number.
- IMPS – IMPS is an instant method of cash transaction. You will need the beneficiary’s account number, phone number, MMID for IMPS.
The Process to Transfer Funds
Now that you know the various online transaction options available, you can follow the below steps to transfer funds.
Step 1: Visit City Union Bank’s Online Banking Portal.
Step 2: Login with your ‘User/ Customer ID’ and ‘Password’.
Step 3: After logging in, select ‘Transfer Money’ on the next page.
Step 4: Select within CUB bank if you have to transfer money to another CUB account.
Step 5: Enter the Beneficiary’s Account Number, Name, and IFSC Code.
To transfer funds to another bank, choose transfer money. Then, select Another Bank.
Step 1: Enter the Beneficiary’s Name, Account Number, Bank Name, and IFSC Code.
Step 2: Enter the amount you have to credit to another account.
Step 3: Give your ‘Banking PIN’.
Here, the amount will be debited from your account. And the bank will send you an SMS regarding the transaction.
When you have to transfer cash to any other bank, you will need the IFSC code of the branch. It is necessary to provide the correct IFSC code to carry out the transaction smoothly. But where do you get the valid IFSC code?
Multiple online search tools and websites provide IFSC details of the banks. One of the websites is Find Your Bank. It is a user-friendly website that you can access to get the CUB IFSC code. Follow the below steps on the page.
Step 1: Visit our Find Your Bank Website.
Step 2: Then, by using the drop-down options, fill in the details.
Step 3: Enter Bank Name, State, District, City, and Branch Name.
Step 4: You will get the IFSC code of the branch. Similarly, you can get the MICR and SWIFT codes of several banks in India.
Find Your Bank is also available as a mobile app that you can download from your Android Play store.
How to Set/Reset Password in City Union Bank Net Banking?
If you forget the CUB net banking password, you can reset/ change the password by following the below steps.
Step 1: Visit the City Union Bank Online Portal.
Step 2: Enter your ‘User ID’.
Step 3: Click on ‘Set/Reset Password’ on the Login screen. You will need your CUB ATM card for the process.
Step 4: Again, enter ‘User/Customer ID’.
Step 5: Select your ‘Branch’.
Step 6: If you do not have an ATM Card, select ‘I don’t have a Debit Card’.
Step 7: Next, enter your ‘Date of Birth’ and ‘PAN Number’.
There will be Three Options, Password for Logging in, mPin, and Password for Transaction.
Step 8: Choose All Three Options. Press ‘Continue’.
Step 9: You will receive ‘Online Verification Code (OVC)’ to your mobile number and email address.
Step 10: Enter the OVC and click on ‘Continue’.
Step 11: You can now generate a Login, Transaction Password, and mPin.
Step 12: Hit the ‘Submit’ button.
Your password will be generated successfully.
Benefits of City Union Bank Net Banking
City Union Bank net banking offers the following benefits to the account holders.
Available 24*7
City Union Bank online services are available to the customers 24*7. You can do instant funds transfers and view your account statements online anytime and at any location. All you need is active internet connectivity.
Convenient
CUB internet banking is a convenient choice for utilizing banking services. You can avail almost all kinds of banking services at your convenience without the need to visit the bank again and again.
City Union Bank online services enable funds transferred instantly between either CUB bank or a different bank account.
Secure
You can make cash transactions through the CUB net banking facility by using different methods like NEFT, UPI, RTGS, and IMPS. All the ways are safe to use. Your account and details related to the transaction will remain secure with the user ID and password.
Organized
CUB Net banking makes it easy for you to track your transaction history. It will reflect details of funds transfers and other related transactions. It is an organized service that exhibits details like bank account number, payee’s name, date, amount, and time.
You can access all information anytime you want.
Easy to Use
City Union Bank net banking is easier to use. The bank’s website is user-friendly, and you can access and find all details easily.
Frequently Asked Questions
How do I log into CUB Mobile Banking?
You can log in to your CUB mobile banking account by following the simple steps.
- Download the City Union Bank mobile banking application from Android Play Store or Apple iStore.
- The app will verify the mobile number that you provided. Remember, the app’s mobile number and the registered mobile number with the bank should be similar.
- Select the region and other settings.
- Set password and add other details.
- Link your bank account to the mobile app. You can now log in again with your new password and start using the app.
How can I Get My User ID for City Union Bank?
City Union Bank allots a unique customer/user ID to the customers. Here are the ways to find your ID.
- Passbook – Your CUB branch’s passbook has a customer ID mentioned on the first page with other details like account number, IFSC code, and contact details.
- Cheque book – Your branch’s cheque book contains the user ID on the first page.
- You can contact the bank’s customer care and get your user ID by providing your account number and other details.
- You can visit your nearest City Union bank to get your user ID.
- Your monthly account statement also mentions the user ID.
What is the Customer ID in City Union Bank?
Customer ID is a unique number that City Union bank allocates to its customers for identification. It is also known as CIF or customer identification file number. You can use the ID for activating your CUB net banking, mobile banking, and carrying transactions.
How can I Check My Account Balance in CUB Online?
You can check your CUB account balance online by logging into your net banking account. Once you log in, you can view account statements. It will give you all the details. You can check your balance through the bank’s mobile application.
How can I Get MPIN for City Union Bank?
mPIN is a 6- digit passcode that stands for mobile banking personal identification number. You will need it to make a transaction through mobile banking. You can get your CUB mPIN by using your ATM card.
Log in to your net banking account to generate and activate your mPIN.
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