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ICICI IFSC Codes For Easy Funds Transfers

January 4, 2016 By Sathishkumar Varatharajan Leave a Comment

What is ICICI Bank IFSC Codes?

ICICI Bank IFSC Code is a unique code that is primarily used for NEFT and RTGS funds transfers. The IFSC code for ICICI bank is essentially provided by Reserve Bank of India, just like other essential codes including the MICR, RTGS etc. The code is unique for each bank branch and is subjected to change as per the security reasons.

The code is 11 characters long alphanumeric combination that is used to identify the bank branch involved in transfer process. The IFSC code for ICICI bank begins with ICIC0****, the fifth digit is usually zero and the last five digits are unique and correspond to the branch codes. The starting four characters as mentioned are the bank name. So basically, an IFSC code is mainly 7 characters long.
ICICI Bank IFSC Code

Where To Search The IFSC code?

Searching the IFSC code for ICICI bank is not tricky task. Not only the bank provides such details on the cheque leaf but also you can ask them by making them a call. Other than banks, there are online sites that provide you quicker and easier options to get IFSC code for your bank.

All you need is to select the name of bank, select the state, choose the district, and finally click on the branch. The process is very simple and aims at providing the users with hassle free custom search option for various codes of different banks. The search results of such sites not only provide you the IFSC codes but also additional information for your confirmation. This search result may include branch address, RTGS, NEFT, MICR code etc.

The individuals, companies and corporate nowadays do not have to run towards banks for each and every desired transaction in order to make payments and funds transfers. In fact, gone are the days when bank cheques were the preferred media to make capital transfers on large scale. The advancement of IT and security feature has made it possible to make and receive payments online, electronically through NEFT (Net Banking Electronic Fund Transfer) systems. People prefer to make online payments rather than cheque payments.

Importance of IFSC Codes:

IFSC codes serve purposes more than we can think of. The net banking facilities allow the customer and accounts holders to transfer money to and from any nook or corner of the world just be accessing a computer and Internet. The scene was not same few years back when people used to rush towards the banks and branches in person, visit them, line up in queues for their turns, fill in details on paper and deposit the amount to make Demand Drafts or Account Payee drafts in order to make payments.

Another option to make payment was to sign the cheques bearing the amount needed for payment and then wait for its clearance. The traditional methods of money transfers were lengthy, time consuming and conventional. They were not as much as secure as online transfer is and that’s why the NEFT process has taken the centre stage for transfers.

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About Sathishkumar Varatharajan

Sathishkumar Varatharajan is an Internet Marketer, a social Media strategist and a business consultant. He has launched FindYourBank.in to provide IFSC, Bank Address, MICR Code and other details for the banks in India to all the Indian people.

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