Find ANZ Bank IFSC Code, MICR Code and branch details for NEFT, RTGS & IMPS transactions.
Electronic transaction systems come as blessings in disguise in today’s generation, where people have busy lives and hardly any free time to spare. However, to redeem these services, you need to be well-aware of the process and bank credentials like your ANZ Bank IFSC code.
IFSC, short for Indian Financial System Code, is a unique identification code comprising 11 digits that represents your home branch, and the bank issues it under the guidance of the Reserve Bank of India. Likewise, your ANZ Bank IFSC code aids in identifying and processing paperless transactions through NEFT, RTGS, and IMPS.
MICR code, found on your cheque leaf, is another essential credential required to complete cheque payments. There is much more information related to these codes and how to use them for transactions. To get further insight on it, read the following guide.
Your ANZ Bank IFSC code is an alphanumeric code consisting of eleven characters present in the format ‘ABCD034567’. For example, the ANZ bank Mumbai Branch IFSC code is ANZB0000001.
This code gets divided into three parts:
The IFSC code is most importantly used when it comes to online fund transfers. It is also beneficial for the security of your payments as the RBI.
Your bank uses it to track and monitor transactions. Apart from that, it is important to determine the origination and destination of payments as well.
The MICR code present on the cheque leaf is a distinct code as well. The MICR also called the Magnetic Ink Character Recognition technology, is used to print the MICR code. It is important for identifying, processing, and clearing cheque payments.
The nine-digit code for the Mumbai branch of ANZ bank is 400064252. Here, the first three digits (400) indicate your city name, aligned with the PIN code. The next three digits (064) represent the bank, and the final three digits (252) represent the branch.
Your ANZ Bank MICR code can be found printed on the bottom next to the cheque number on your cheque leaf.
SWIFT, an abbreviation for the Society for Worldwide Interbank Financial Telecommunication code, is among the Bank Identifier Codes (BIC). It is an identification code as well and is used by your bank to complete a fund transfer internationally.
It not only facilitates payments but also helps in designating the branches involved in a transaction. The code is made of different characters and usually consists of 8-11 digits. For example, the SWIFT code of ANZ Bank Mumbai branch is ANZBINBXXXX.
This code can be divided into four parts, where:
The SWIFT code is a mandatory credential required to complete international wire fund transfers, and it helps the banks in facilitating interbank communication.
It is always wise to have important credentials like the ANZ Bank IFSC, MICR, and SWIFT code in order to redeem various banking services online. There are multiple convenient and quick ways to obtain these codes, and some of them are explained ahead:
Find Your Bank; an online webpage is among the top ways to obtain your codes. This website provides much banking-related information as well as services. To receive your codes from Find Your Bank, you need to visit their official website and enter the following details:
Once you fill in these details, click enter, you will get all the required codes. Another advantage of Find Your Bank is that they have come up with an innovative mobile application that you can download and access anywhere anytime.
You can always find your bank credentials on your bank documents. The IFSC and MICR codes can be found printed on the bank passbook and cheque book as well.
Look for your ANZ Bank IFSC code and MICR code on the first page of your passbook and among the details that are mentioned in the cheque leaf. You can find the SWIFT code in your bank statements through offline or online methods.
Reserve Bank of India stores all the IFSC and MICR codes of all the branches of different banks located in India. You can simply obtain them by going to the official website of RBI and looking for appropriate options.
Netbanking or the Mobile banking platform of your bank is another good way to get a hold of these import codes. You need to first log in with the necessary credentials. Once logged in, surf the available options and select the appropriate one to find the codes.
You can find the SWIFT code on your bank statements either on paper or even through the digital bank statements that you can access from the online banking platform of your bank. You will be able to locate the SWIFT code among the various details mentioned in it.
In case you fail to find the codes from the methods explained above, you can always choose to approach your home branch or the customer care unit of your bank. They will guide you with all the necessary information and procedures.
In this era of evolving lifestyles and lack of time, paperless transactions are favorable for most people. Your ANZ Bank IFSC code is vital to make online transactions through electronic systems like NEFT, RTGS, and IMPS.
There are many added advantages, and at the same time, these payments are quick, secure, and can be made from anywhere. To use these online services, apart from the IFSC code, you will also need:
The detailed information about each payment type is explained ahead:
The National Electronic Fund Transfer, commonly known as NEFT, is a popularly used online transaction method. The Reserve Bank of India developed it. NEFT carries out payments in batch settlements and follows a Deferred Net Settling or DNS system.
ANZ Bank NEFT service has the following features:
|Timings||Available throughout the year|
|Charges applicable||Contact bank branch for precise charges|
|Maximum and Minimum limits||No limits applicable on NEFT|
To make a payment through NEFT, you need to visit the Netbanking or Mobile banking service of ANZ Bank. You have to log in to the platform with your username and password.
Go to the NEFT option and enter the required details as mentioned to add the beneficiary. Look for all the terms and conditions and review everything carefully before completing the transfer.
Real-Time Gross Settlement or RTGS is an electronic payment method that has settlements in real-time; that is, your transactions are completed at the time of receipt itself. RTGS works based on a gross or individual system.
One cannot reverse RTGS payments, and hence, it is primarily selected for a higher amount of transactions.
|Timings||ANZ Bank working hours|
|Charges applicable||Contact back for precise charges|
|Minimum and maximum limit||
The minimum limit is Rs. 2 lakhs
There is no maximum limit
To send money through the RTGS service, log in to the Netbanking or Mobile banking service of ANZ Bank with your username and password. As mentioned in the article, you will need the ANZ Bank IFSC code and other credentials necessary for online transactions.
From various fund transfer options, select the RTGS option and fill in the details to add your beneficiary and the transaction amount. Carefully read the terms and conditions and verify everything before you complete the procedure.
IMPS or Immediate Payment Service is an instant online fund transfer method, and it is available around the clock, even on bank holidays. It settles payments very quickly and is quite convenient to use at the same time.
To use the IMPS service, you need to visit the internet or mobile banking service of ANZ Bank and log in with your details. Once you’re logged in, surf the menu and find the IMPS payment option. Make sure to have all the credentials mentioned ahead:
|Charges||Contact branch as charges may vary|
|Minimum limit||Rs. 1|
|Maximum limit||Rs. 2 Lakhs|
Once you enter all the necessary details as explained above, you will be required to enter a passcode sent to you on your registered mobile number. The passcode is essential for verification.
After verification, you will receive an affirmation text message comprising your transaction number on your registered mobile number. This would indicate that the transaction is successfully completed.
You can use the transaction number to track your transaction and to receive help in case any inconvenience occurs. Moreover, you can receive money in the same way through online transfer methods by providing the remitter with the required details.
Australia and New Zealand Banking Group were established in 1951 in Australia, and it is one of the largest banks based in Australia. It is among the premier banking institutions having a transcontinental presence. The bank extends personal, commercial as well as retail banking services to over 8 million customers present around the world.
ANZ bank has had a presence in India since 1984 through Grindlays Bank. In 2011 ANZ established its branch in Mumbai, and in 2014, the Reserve Bank of India approved its new branches to open in Gurugram, the business hub of New Delhi, and in outer Bengaluru.
ANZ India provides a wide variety of institutional banking services, including Indian Rupee and foreign currency services, working capital and term financing, foreign exchange, transaction banking, interest rate solutions, deposits, etc. ANZ provides several valuable services to its customers present globally. Visit the bank website for more details on schemes and services.
Yes, Australia and New Zealand or ANZ bank have a global bank operating in multiple countries and providing trustworthy services to 8 million customers worldwide.
The branch number or branch code can be found from the IFSC code. The last six digits of this code represent the branch code.
To set up ANZ phone banking, you need to keep your ANZ Credit Card, ANZ Access Account card, or the CRN or Customer Registration Number handy. Make a call on 13 13 14, and then press 1 for self-service or 2 to register for phone banking.
When you select phone banking, the bank will give you a 4-7 digit code to access your phone banking. Once done, you can enjoy several banking services.
A customer registration number is a number unique to everyone, and it is used to register and log in to the ANZ Internet Banking, ANZ goMoney as well as the ANZ Phone Banking platform.
This number can be found on the back of your ANZ credit and debit cards. If you are registered with the ANZ goMoney platform, you can obtain this number from the settings menu.
The ANZ bank code and branch code are two different credentials. Bank code is assigned central or by a supervisory body or bank. The branch code is given for all other branches of a bank.
In the IFSC code, the first four digits indicate the bank code, and the last six digits represent the branch code.