Find Baroda Rajasthan Kshetriya Gramin Bank IFSC Code, MICR Code and branch details for NEFT, RTGS & IMPS transactions.
The IFSC or Indian Financial System Code is one of the essential credentials that is required for availing a lot of banking operations. The bank provides the IFSC under the guidance of the Reserve Bank of India. Similarly, your Baroda Rajasthan Kshetriya Gramin Bank IFSC Code is the unique identification code of your bank branch.
As stated, the prominent role of this IFSC code is the identification of your branch. However, it is also mandatory to complete several transactions made through electronic systems like NEFT, RTGS, and IMPS. The RBI uses your IFSC code to monitor and secure all of your transactions and ensures timely completion.
MICR code is another unique credential, which is essential for completing cheque payments. You can locate this code on your cheque leaf, and the bank utilizes it to process and verify all cheque payments. If you are further curious about the in-depth role of these codes, keep reading our detailed guide.
The Baroda Rajasthan Kshetriya Gramin Bank IFSC Code is a special code made up of 11 alphanumeric digits. You can find it on the bank passbook as well as some other bank documents. Note that the IFSC code is among the most significant details that you will be required to fill in while completing several online transactions.
Using this code helps complete quick and safe paperless transactions from the comfort of your home. The IFSC code is always written in the format- ‘CDEF0123456’. For example, the Baroda Rajasthan Kshetriya Gramin Bank of Ajmer’s Adarsh Nagar branch IFSC code is BARB0BRGBXX.
You can segment this code into three parts where:
Your bank benefits by analyzing this coded information to identify and verify payment sources and destinations. It also facilitates interbank communication.
Your Baroda Rajasthan Kshetriya Gramin Bank MICR Code is another distinct nine-digit code. Unlike the IFSC code, it helps explicitly with cheque transfers. You can locate this code on your cheque leaf.
The MICR code is printed using the MICR or Magnetic Ink Character Recognition technology. It is used mandatorily for the identification and clearing of cheque payments. The MICR consists of nine characters, and it is always present in the format 123456789.
Here, the MICR code of the Fatehpur Road branch of this bank is 332801004. The first three digits (332) indicate the city name and are aligned with the PIN code used for postal addresses. The following three digits (801) represent the bank, and the last three (004) represent your bank branch.
The Baroda Rajasthan Kshetriya Gramin Bank IFSC code and MICR code are mandatory for various payment methods. Hence, you should always be aware of these. There are many ways to obtain these codes, and some of the most convenient methods are explained ahead:
Find Your Bank is an online website that provides various banking-related information and services. It is among the top ways to redeem your IFSC and MICR codes. To get the IFSC and MICR code of your branch from here, you need to visit their official website and enter the following data:
Once you fill in the above information, click enter, and you will be provided with the required codes in the search results. Find My Bank has also designed an innovative mobile application that makes it easier to use their quality services.
You can also use the mobile app to get a hold of these codes without any hassle in a matter of a few clicks.
All of your essential bank credentials are always present in the bank documents provided to you by your bank. You can spot your Baroda Rajasthan Kshetriya Gramin Bank IFSC and MICR codes on the bank passbook as well as the cheque book.
In the passbook, look for the codes on the first page, and in the cheque book, you can locate them among the data printed on the cheque leaf.
The official website of the Reserve Bank of India is also one way to find your Baroda Rajasthan Kshetriya Gramin Bank IFSC and MICR codes. RBI stores an inventory that has all the IFSC and MICR codes for all of the branches of different banks located in India.
You can even utilize the Netbanking or Mobile portal of your bank to obtain the codes. All you need to do is log in using your username and password, surf the given options, and select the most appropriate one that will provide you with the desired codes.
If you are still unable to obtain the codes, you can simply reach out to the customer care unit of your branch, and they will provide you with all the required information.
In this fast-paced world, people barely have any time to spare, and they mostly opt for electronic transaction methods like NEFT, RTGS & IMPS instead of using offline banking services. You can complete transactions through these methods using a few necessary credentials.
You will need to fill in the Baroda Rajasthan Kshetriya Gramin Bank IFSC code, and apart from that, the following will be required:
The National Electronic Fund Transfer, abbreviated as NEFT, is among the most popular electronic payment systems that the Reserve Bank of India initiated. This payment system works in settlements of batches and is based on the DNS or Deferred Net Settling system.
The details of the NEFT service provided by Baroda Rajasthan Kshetriya Gramin Bank are mentioned ahead:
|Timings||Available at all times|
Rs 2.25 up to Rs 10,000/-
Rs 4.75 above 10,000/- and up to 1 Lakh
Rs 14.75 above 1 Lakh and up NIL to 2 Lakh
Rs 24.75 above 2 Lakh
|Maximum and Minimum limits||No limits on NEFT|
You can initiate payments through NEFT using the Netbanking or Mobile banking service of your bank. Firstly, log in to the online platform and then select the NEFT option. Then, you need to add your beneficiary by entering the required information. Before you complete the transaction, read all of the terms and conditions thoroughly.
RTGS, or Real-Time Gross Settlement, is an electronic transaction method that works on a real-time settlement. Real-time settlement refers to the completion of transactions at the time of receipt itself.
These transactions are based on an individual or gross system. Payments that are made through RTGS are not reversible, and hence, it is used solely for transfers of higher amounts.
|Timings||Bank working hours|
Rs. 24.90 on 2 Lakhs to 5 Lakhs
Rs. 49.90 above Rs. 5 Lakh
|Minimum and maximum limit||
The minimum limit is Rs. 2 lakhs
There is no maximum limit
To send money using RTGS, you need to log in to the net or mobile banking service. After that, you will be required to select the RTGS fund transfer option and fill in the Baroda Rajasthan Kshetriya Gramin Bank IFSC code along with the other credentials that were mentioned above.
IMPS is an immediate electronic fund transfer method and has instant settlements, which is why most people opt for IMPS for quick transfers. Moreover, it is available around the clock and around the year, even on bank holidays.
To redeem the IMPS service, you need to use the net or mobile banking portal of Baroda Rajasthan Kshetriya Gramin Bank. For a successful IMPS transaction, you will need:
|Timings||Available all times|
Up to Rs. 1001 - Rs. 1
Rs. 1001 to Rs. 25000 - Rs. 1.5
|Maximum limit||Rs. 2 Lakhs|
You need to first log in to the mobile application of Baroda Rajasthan Kshetriya Gramin Bank with your username and password. Then, select the ‘IMPS’ option from various fund transfer options available. After that, add your beneficiary and enter the details required, as mentioned earlier.
A passcode will be sent on your mobile number, which you need to fill in in order to complete the transaction. Once you verify using the passcode, an affirmation text message will be sent to your mobile number along with a transaction number. This indicates the successful completion of your transaction.
The transaction number provided is helpful in keeping track of the transaction and also to raise concerns if any inconvenience occurs. In order to receive money through these electronic transactions, you can provide the remitter with the required details of your bank account and branch.
Baroda Rajasthan Kshetriya Gramin Bank was established in the year 2013 by the Central Government through the amalgamation of three Regional Rural Banks, namely Baroda Rajasthan Gramin Bank, Hadoti Gramin Bank, and the Rajasthan Gramin Bank.
It has its headquarters in Ajmer, and the Bank of Baroda sponsors it. Baroda Rajasthan Kshetriya Gramin Bank operates in 21 districts of Rajasthan through 833 branches spread across the state. The bank believes in developing rural and weaker sections.
It provides quality services ranging from deposit to loan schemes like Micro Finance, Kisan Credit Cards, SME finance, General Credit Cards, etc. It is a trusted bank and is dedicated to providing valuable services to its customers.
IFSC codes can be different or the same for all branches of a bank depending upon the rules and regulations laid by the bank. The IFSC code of all branches of Baroda Rajasthan Kshetriya Gramin Bank is BARB0BRGBXX.
Yes, Baroda Rajasthan Kshetriya Gramin Bank was established by the Central Government in the year 2013, and the Bank of Baroda sponsors it.
To check your Baroda Rajasthan Kshetriya Gramin Bank account balance, you can:
To register for the Mobile Banking Services of Baroda Rajasthan Kshetriya Gramin Bank, you will need to approach the bank or download the application from this link. Then submit the necessary information along with the application form at your home branch. Once done, you can download the mobile banking app, log in and enjoy all the banking services.
To register your mobile number in Baroda Rajasthan Kshetriya Gramin Bank, you need to approach your home branch. You need to get the KYC Form or KYC Details Change Form depending on if you are a new user or want to upgrade an existing number.
You will be required to present identity and address proof for verification. Once submitted, complete the entire verification process and wait for affirmation from the bank.