Chinatrust Commercial Bank IFSC Code and MICR Code

Find Chinatrust Commercial Bank IFSC Code, MICR Code and branch details for NEFT, RTGS & IMPS transactions.

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Chinatrust Commercial Bank IFSC Code, MICR Code and SWIFT Code

The CTBC Bank IFSC code is a unique code for each branch to ensure safe transactions. CTBC Bank India is a successful private sector bank in Taiwan, operating in India for 24 years now. It has its headquarters in Nangang District, Taipei, Taiwan.

CTBC Bank India has various branches in India, and some well-known ones are in New Delhi and Mumbai. IFSC code is an 11-digit code consisting of numerals and alphabets and is unique to every branch. IFSC code is important for every online fund transfer.

MICR code is the numerals-based code comprising nine characters. Each bank document, such as the checkbook, has the MICR code printed in magnetic ink for the recognition of the bank, branch, and location.

Similarly, the SWIFT code is the bank identification code that is used by the banks for international money transfers. It consists of alphabets and numerals.

In this article, we will be discussing in detail how to find the CTBC Bank IFSC Code and the CTBC MICR code.



The Reserve Bank of India issues Indian Financial System Code or IFSC code for each branch that uses an online money transfer application. For transferring money from one branch to another or from one bank to another, the transaction does not proceed without the IFSC code.

Online funds transfer and receiving are not possible without a valid and correct IFSC code for your bank's branch. The IFSC code is your app or website's way of identifying the sender's and receiver's bank and branch. And you will need it for all your paperless transactions, whether through NEFT, RTGS, or IFMS.

A standard IFSC code consists of 11 alpha numerals. The first four members are alphabets, and these are unique to a Bank and represent the particular bank, not the branch. The last six members of the IFSC code are numerals, and they represent the branch code.

The eleventh member in the fifth position will be a '0'. And this member is also the same for all IFSC codes for all CTBC branches in India. Let's go over the structure and making of the IFSC code for the New Delhi branch of CTBC as an example.

For the CTBC Bank IFSC code, the first four letters will be 'CTCB.' These first four alphabets will be a part of the IFSC code for all CTBC Bank branches throughout India. The fifth member will be '0' for all IFSC codes for all the Banks of India.

The branch code for the New Delhi branch of CTBC is '1'. So, for the New Delhi branch of CTBC, the last six figures will be '000001'. The Chinatrust Commercial Bank New Delhi branch IFSC Code is 'CTCB0000001'.

All your online transactions with the New Delhi branch of the CTBC will require and use the CTBC Bank IFSC code 'CTCB0000001'. This code will help recognize the sender's and the recipient's banks and branches without any discrepancy and also keep records.


Chinatrust Commercial Bank (CTBC) MICR code is the code you find printed on your cheques and financial bank documents. Magnetic Ink Character Recognition code or MICR code is a nine-digit code printed in magnetic ink that secures your transactions through cheques and prevents duplication.

MICR code is important because, with a single scan, it can provide and process all information regarding the particular bank, branch, account number, and routing numbers and confirm that the document or the cheque is original.

Banks use MICR code for identification, and since it does not use regular ink, MICR code cannot be duplicated. This also ensures efficient and faster processing of documents.

We will break down the nine-digit MICR code here to see what information it records, stores, and provides. The Chinatrust Commercial Bank (CTBC) MICR code can be broken down into three separate parts of information:

  • City code
  • Bank code
  • Branch code

Each part has three digits. The first three digits constitute the code of the particular city. It is the same code that is used for postal addresses in that city. The second part is the bank code, which is again a three-digit number representing the particular bank.

The last three digits represent the branch of your bank, hence called the branch code. Together these three parts printed in magnetic ink help identify a bank document for originality. Here's a quick example of the CTBC MICR code for the New Delhi branch.

The first three digits for the MICR code of the New Delhi branch of the Chinatrust Commercial Bank (CTBC) are '110', which is the PIN code or the city code for New Delhi. The next three-digit part is '036', which is the bank code for the Chinatrust Commercial Bank (CTBC).

The third and the last three-digit portion is the branch code for the Chinatrust Commercial Bank (CTBC) New Delhi branch, which is '251'. So, the CTBC Bank MICR code for the New Delhi branch will be '110036251'.

CTBC Bank Swift Code

The Society of Worldwide Interbank Financial Telecommunication (SWIFT) code is also known as the bank identification code (BIC), and it identifies the particular bank or branch. Banks use the SWIFT code for international funds transfers.

A standard SWIFT code for international money transfers comprises eight characters. These can be alphabets or numerals. This eight-character code can be broken down into three parts:

The first four characters represent the bank code. The next two characters are the country code, and hence they represent the country. The next two characters indicate the location of the bank branch.

We have a quick example here. The first four characters for the CTBC New Delhi branch SWIFT code are 'CTCB,' which is the bank code for CTBC. The next part being, the country code, will be 'IN.' The final two characters are 'DD,' which represents the institution location for the CTBC New Delhi branch.

The SWIFT code for the CTBC New Delhi Branch will be 'CTCBINDD.'

Banks use SWIFT codes to send money across countries. Banks also use this code to exchange messages. For bank customers, you will need the SWIFT code while making any international fund transfer or receiving money from international sources. 

How to find the IFSC Code, MICR Code & Swift Code of the CTBC Bank?


For sending and receiving money online, you need to know the IFSC code for your branch. If you have lost forgot your IFSC and MICR codes, you can get them by using any of the following methods:

Find Your Bank

Find your Bank is the ultimate solution to all your authentic bank information. You can access all you need to know about your bank and branch in just a few simple steps, such as the bank and branch codes, IFSC code, or MICR code.

To find your CTBC Bank IFSC code, follow the following simple procedure. Visit the 'Find your Bank' website. You will see a page named 'IFSC Code and MICR Code Finder.' Once you land on that page, you will be required to fill in some slots:

  • The name of your bank. For the CTBC Bank IFSC code, you will select the Chinatrust Commercial Bank (CTBC).
  • State.
  • District.
  • Branch name. This slot requires the name of the branch where you got your bank account opened.  

And there you go with all the authentic bank information you need about your city branch. For all-time access to the IFSC code, MICR code, bank or branch codes, you can download the Find Your Bank application on your mobile too.

CTBC Bank Mobile Banking App

You can sign up for the CTBC net banking services and use their convenient mobile phone app to access real-time banking details any time and wherever you are. Download the app, log in and carry your authentic bank details with you all the time.  

Official website of the Reserve Bank of India

Another quick way to access your CTBC IFSC and MICR codes is through the official website of the Reserve Bank of India (RBI). Put Chinatrust Commercial Bank (CTBC) in the search bar, and the website will bring you all the information, including the IFSC and MICR codes for your bank.

Checkbook and Official Bank Documents

All your official bank documents, such as the passbook, checkbook, and financial agreements, have the IFSC and MICR codes printed on them. On the checkbook leaves, find the MICR code printed on the bottom right.

How to Transfer Money through NEFT, RTGS & IMPS?


Chinatrust Commercial Bank (CTBC) allows you to use money transfer services such as NEFT, RTGS, and IMPS. CTBC offers optimal charges per transaction. We have discussed these in detail below:


National Electronic Funds Transfer or NEFT is the oldest and the most popular money transferring channel introduced by RBI. For sending money via NEFT, you require to fill in the following information:

  • The money to be transferred.
  • Your name from the ID and the account number.
  • CTBC IFSC code for your branch.
  • Full name from the ID card and account number of the recipient.
  • IFSC code of the bank and branch of the recipient.

Here are the NEFT charges for each transaction:

Amount Charges
Up to Rs. 10,000 Rs. 2.50 + taxes
Rs. 10,000 to 1 lakh Rs. 5 + taxes
Rs. 1 lakh to 2 lakh Rs. 15 + taxes
Rs. 2 to 5 lakhs Rs. 25 + taxes
Rs. 5 lakhs to 10 lakhs Rs. 25 + taxes


Chinatrust Commercial Bank (CTBC) lets you send and receive money via NEFT from 8 am to 6.30 pm every day, except for Sundays and 2nd and 4th Saturdays. There are no minimum and maximum amount limits for NEFT.


RTGS, or the real-time gross settlement system of funds transfer, is another cost-effective way of sending large sums of money. For the transfer of amounts more than two lakhs, CTBC allows you to use the RTGS system.

You can walk into any CTBC Branch in India or log in to their application to use the RTGS system. for using the RTGS system of transferring money, the following information is required:

  • Full name and account number of the sender
  • IFSC code of the branch of the sender
  • The amount to be transferred
  • Full name and account number of the receiver
  • IFSC code of the recipient's bank

Here are the RTGS charges for various transactions:

Amount Charges
Rs. 2 lakhs to 5 lakhs Rs. 25+taxes
Above Rs. 5 lakhs Rs. 50+taxes


Minimum amount with RTGS has to be 2 lacs. There is no maximum limit. RTGS is available from 9 am to 4: 30 pm on working days.


CTBC offers IMPS or the Immediate Payment Service money transfer method for instant transfer of money. You can use the IMPS system either by physically visiting a branch of CTBC or by using their online banking services.

For sending money using the IMPS system, either way, you need the following information:

  • Name, mobile number, and MMID of the beneficiary (for person-to-person transfer)
  • IFSC code of the beneficiary's bank (transfer into a bank account)
  • Name and the account number of the beneficiary
  • IFSC code of the sender
  • Name and account number of the sender

Here we have the charges for each IMPS transaction:

IMPS Amount Charges
Up to INR 10,000 Rs. 2.50 (taxes applicable)
Up to INR 1 lakh Rs. 5 (taxes applicable)
Up to INR 2 lakhs Rs. 15 (taxes applicable)


CTBC IMPS service is available 24/7, all days of the week. Maximum amount you can remit using IMPS is 2 lacs. 

About the CTBC Bank


The ChinaTrust Commercial Bank was founded in 1966 in Taiwan and has become a leading financial services group in Asia as well. This private sector bank provides banking services to the corporate groups through wholesale lending and deposits, finance solutions, and across-the-border businesses.

CTBC has various branches worldwide, including countries like India, China, Hong Kong, Indonesia, and Japan. CTBC was named as the best retailer bank in 2019 by the Asian Banker. Its headquarters are located in Nangang District, Taipei, Taiwan.

Frequently Asked Questions

1) Is CTBC a Good Bank?

Yes. The Chinatrust Commercial Bank (CTBC) is a private-sector group that has made quite a name in Asia for its competitive services as an investment and corporate bank. It has recently won the best bank award for both domestic and international banking services.

2) Is CTBC different from Chinabank?

China Bank or the China Banking Corporation is a Filipino bank services group established in the 1920s. At the same time, Chinatrust Commercial Bank, or CTBC, came in 1966 under the name China securities and investment corporation. It was later named Chinatrust investment company and co Limited.

3) Is CTBC an International Bank?

CTBC has around 150 branches nationwide and is headquartered in Taiwan. At the same time, it forms one of the most extensive international bank branch webs among the Taiwanese banking groups. So, yes. CTBC is an international bank with a widespread international presence.

4) What is CTBC's Customer Care Number?

You can contact the CTBC Bank India customer care service at their phone number (02) 811-8561 to 62. You can also contact their customer care by visiting their website on the 'Contact us' page.