Contai Co Operative Bank IFSC Code and MICR Code

Find Contai Co Operative Bank IFSC Code, MICR Code and branch details for NEFT, RTGS & IMPS transactions.

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Contai Co Operative Bank IFSC Code, MICR Code and SWIFT Code

 Contai Co-Operative Bank is an Indian financial bank founded in 1945. The bank has been offering numerous banking services to its customers like digital banking, fixed deposits, personal loans, etc. The  Contai Co-Operative Bank IFSC code has a considerable role in the smooth functioning of these services. 

Contai Co-Operative Bank is an Indian financial bank founded in 1945. The bank has been offering numerous banking services to its customers like digital banking, fixed deposits, personal loans, etc. The  Contai Co-Operative Bank IFSC code has a considerable role in the smooth functioning of these services. 

Contai Co-Operative Bank has its headquarters in Kolkata, and the bank currently has 16 branches in total. The bank also offers services like NEFT, RTGS, and IMPS fund transfer, making sending money a cakewalk for its customers.

To avail of its online money transfer services, you need to know the IFSC code. The IFSC code ensures your money goes into the correct account and the right branch. Similarly, the MICR and SWIFT codes play crucial roles in cheque clearance and international transactions. To learn in detail about the  Contai Co-Operative Bank IFSC code, MICR code, and other banking facilities continue reading this article. 

Contai Co-Operative Bank IFSC Code

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The IFSC or the Indian Financial System Code is introduced by the Reserve Bank of India to ensure seamless online fund transfer. The IFSC is an eleven-character alphanumeric code that identifies bank branches. The code is different for each branch.

Hence, the IFSC code of Contai Co-Operative bank will be different for each branch. We can divide the IFSC code into three parts. The first part of the IFSC code represents the bank name, the central character is zero, which is reserved for future usage and the last part represents the branch name or location.

Let's see an example, the Contai Co-Operative Bank Purba Medinipur District Head Office Branch IFSC code is- ICIC00CCBLT. The bank is sponsored by ICICI bank. The mid character here is zero as per the standard format, and the last six characters are for the Contai branch.

The IFSC code is vital if you want to make any form of online fund transfer. The IFSC code immediately identifies the branch location and ensures that your money goes into the right account. It'll save you the trouble of visiting your bank and standing in long queues for long. 

Contai Co-Operative Bank MICR Code

MICR, also known as the Magnetic Ink Character Recognition, is another essential banking code. Banks mainly use it for cheque clearance by identifying the branch where the cheque payment is made. Like the IFSC code, the MICR code is also different for all branches.

The MICR is a nine-digit code with numerics only. We can also categorize the MICR code into three parts. The first section of the code corresponds to the city name and the PIN code. The middle part represents the bank name, and the final part represents the branch location or name.

A lot of people are yet to experience the digital fund transfer modes, and they still depend on paper-based documentation. Hence, knowing the MICR code is necessary for them. The MICR code is printed using a unique magnetic ink that prevents fraudulent transactions. 

How to Find the IFSC Code and MICR Code of Contai Co-Operative Bank? 

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Knowing the IFSC and MICR code is necessary if you want to utilize different banking services. Although remembering the IFSC and MICR codes of other branches seems like a task, it actually isn't. There are multiple sources from which you can easily access the codes.

One of the reliable and authentic sources to secure the Contai Co-Operative Bank IFSC code and MICR code in the Find Your Bank website or app. Find Your Bank keeps a record of all banks' IFSC and MICR codes, including the Contai Co-Operative bank. To access the code, you've to- 

  • Get the Find Your Bank mobile app or visit the website by clicking here https://findyourbank.in/
  • Next, you've to select these tabs- 
  • Bank name
  • Branch name 
  • District
  • State name

Once you select these cabs, the required codes will appear on the screen. You can also download the Find Your Bank mobile app, which makes finding the codes even easier. Other sources where you can find the Contain Co-Operative MICR and IFSC codes- 

Bank Passbook

If you have an account in the Contai Co-Operative bank, you definitely own a bank passbook. The bank passbook is one of the easiest sources to access the IFSC and MICR code. You can easily find the codes on the first page of the passbook, which includes other information like your name, account number, address, etc. 

Chequebook 

The chequebook also contains information like the IFSC code and the MICR code. The IFSC code is there on the top of the chequebook pages, and the MICR code can be found at the bottom. 

Reserve Bank of India 

The Reserve Bank of India website stores the IFSC and MICR codes of all Indian banks, including the Contai Co-Operative bank. Hence, in case of any confusion, you can refer to the RBI website and access the codes. 

Net Banking Sites 

Go to the Contai Co-Operative net banking sources like the bank's site and mobile app to get the IFSC and MICR codes. Having access to the bank's net banking sites also helps in various other banking services. 

Contact the Bank's Customer Support Team

Contai Co-Operative Bank comes with a very supportive customer support team who are ready to help you at any time. If you find any issue in finding the IFSC and MICR codes through the above means, you can contact the bank's customer care team for help. 

How To Transfer Money Through NEFT, RTGS, And IMPS? 

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Due to Digital India's focus on paperless transactions methods, sending money via NEFT, RTGS, and IMPS has become extremely popular. You only need an internet connection, the recipient's details, and a smartphone to send money via these.  Besides, to ensure successful transactions, you will need the  Contai Co-Operative Bank IFSC code. Let's have a look at all three payment modes. 

NEFT 

NEFT is a popular online fund transfer method that is available 24*7. It is a DNS-based system where your money is sent in batches. Moreover, NEFT does not have any upper or lower transaction limit, and it takes a couple of hours for your money to be deposited.  You will need the following beneficiary information to send money via NEFT- 

  • Receiver's name
  • Receiver's account number
  • IFSC code
  • Beneficiary bank name
  • Branch name 
  • The amount you are going to transfer 
     

Real-Time Gross Settlement (RTGS) 

Another popular online fund transfer method is the Real Time Gross Settlement or RTGS. We use this method to make high-value fund transfers; hence the minimum limit for making an RTGS transaction is two lakhs. The Contai Co-Operative Bank RTGS services are available from 9 am to 4.30 pm from Monday to Friday and from 9 am to 2 pm on Saturdays.

You will need the following details for making an RTGS payment- 

  • Receiver's name
  • Receiver's account number
  • IFSC code
  • Beneficiary bank name
  • Branch name 
  • The amount you are going to transfer 


Immediate Payment Service (IMPS) 

As the name says, we use IMPS for immediate fund transfers. It is available 24*7, so sending money in emergencies is no longer an issue now. To send money via IMPS, you'll need the following information- 

  • Beneficiary's name
  • Beneficiary's MMID code (for transfer from person to person)
  • The IFSC code of the receiver's branch (for transfer from a person to an account)
  • Beneficiary mobile number 
  • Beneficiary account number 

About Contai Co-Operative Bank 

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Contai Co-Operative bank was established in 1945 with the motto to provide excellent customer service. The bank has its headquarters in the Contai district of West Bengal. Currently, the bank has 16 branches spread in Hoogly, Kolkata, and Midnapore. 

The bank has introduced a wide array of banking services ranging from- atm service, SMS banking, RTGS and NEFT, fixed deposits, various deposit and loan schemes, etc. The primary aim of Cotani Bank is to make advanced banking services available for the common man. The bank has constantly been updating its services to match global standards. 

Frequently Asked Questions 

1) What are the eligibility criteria for opening a bank account in Contai Co-Operative Bank?

Any Indian citizen or non-resident Indian (NRI) above the age of 18 can open an account in the Contai Co-Operative Bank. Besides, one has to submit valid ID proof, address proof, and other required documents. 

2) What is the information required for transferring funds using Contai Co-Operative Bank? 

You will need information like beneficiary name, account number, IFSC code, and phone number for transferring funds using Contai Co-Operative Bank. 

3) Is Contai Co-Operative Bank private or public? 

Contai Co-Operative Bank is a private sector bank.