Himachal Pradesh Gramin Bank IFSC Code and MICR Code

Find Himachal Pradesh Gramin Bank IFSC Code, MICR Code and branch details for NEFT, RTGS & IMPS transactions.

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Himachal Pradesh Gramin Bank IFSC Code, MICR Code and SWIFT Code

The Himachal Pradesh Gramin Bank is one of the major Gramin banks of India. It provides all necessary banking facilities to its people, including internet banking and the Himachal Pradesh Gramin Bank IFSC code plays a major role in it. 

The bank was established on 15th February 2013, and it is sponsored by the Punjab National Bank and the State Bank of India. HPGB has over 265 branches spread across 12 districts of Himachal Pradesh. 

As the HPGB IFSC and MICR code play a crucial role in the banking services of Himachal Pradesh bank, we will discuss it in detail throughout this article. You will get to know how to find the IFSC and MICR code and their usage in banking services.  

Himachal Pradesh Gramin Bank IFSC Code 


The Reserve bank of India had introduced the Indian Financial System Code (IFSC) for all Indian banks. The purpose of the IFSC code is to ensure seamless online fund transfers within or outside the same bank branches. The IFSC code has eleven characters which is a standard structure provided by the RBI. We can divide the IFSC code into three parts, and all of them have their individual meaning. 

The Himachal Pradesh Gramin Bank IFSC code also has eleven alphanumeric characters. The first part of the HPGB IFSC code contains four characters, and it represents the bank name. The middle character is zero, and it is saved for future usage. The last six characters correspond to the branch name/location. 

Let's understand this with an example from the HPGB bank branch. The Himachal Pradesh Gramin Bank Kanaid Branch IFSC code is PUNB0HPGB04. In the first four letters, PUNB stands for Punjab National Bank as the HPGB bank is sponsored by the PUBB. 

The central character is zero as per the standard format. The last six characters, HPGB04, represent the Himachal Pradesh Gramin Bank's Kanaid branch. You will need the IFSC code for all online fund transfers like NEFT, RTGS, and IMPS. 

The IFSC code helps in identifying the bank branches; therefore, entering it while sending money across is mandatory. Each branch of the Himachal Pradesh Gramin bank has a different IFSC code assigned by the Reserve Bank of India. The IFSC code ensures that your money does not get deposited into the wrong bank account. However, it is also your duty to enter the right IFSC code when you're using NEFT, RTGS or IMPS. 

The IFSC code has made sending money a cakewalk. It has saved you the long hours you otherwise would have spent standing in the bank queues. All you've to do now is use the bank's net banking site, click a few buttons, and your money is sent. If you're wondering where to get the IFSC code, don't worry. There are many multiple authentic sources to access these codes. We will talk about them in the following sections. 

Himachal Pradesh Gramin Bank MICR Code 

The MICR or Magnetic Ink Character Recognition Code is another important code used in banking services. But as opposed to the IFSC code, which is used for online fund transfers, the MICR code is used for paper-based documents like cheque clearance. The MICR code is a nine-digit numeric code. We can also divide the MICR code into three sections.

The first part of the MICR code stands for the city name, the middle part for the bank's name, and the last part for the branch name/location.  Like the IFSC code, MICR code is also used for identifying bank branches; hence, every branch has a different MICR code. The MICR code is printed with special magnetic ink, which helps with rapid cheque clearance and detects any fraudulent transactions. 

How to Find the IFSC & MICR Code of Himachal Pradesh Gramin Bank? 


If you are a customer of the Himachal Pradesh Gramin Bank, knowing the IFSC and MICR code is vital. Otherwise, you won't be able to utilize any online fund transfer modes, and you might face problems with cheque clearance as well.  Nowadays, with so many sources available online and offline, finding both codes has become very easy. One of the authentic sites where you can look for the IFSC and MICR codes is Find Your Bank. You can download the Find Your Bank mobile app from the Play Store.

Find Your Bank has records of IFSC and MICR codes of all banks, including the Himachal Pradesh Gramin Bank IFSC code. Here are the few simple steps following which you can access the IFSC and MICR code- 

  • Visit the website, i.e., https://findyourbank.in/
  • Now you have to select details like- 
  • Bank Name
  • Branch Name
  • District
  • State Name.

Once you select these options, you can see the IFSC code of the HPGB on your device screen. There are other sources as well which provide the IFSC and MICR codes of all banks. Let's have a look at them- 

Bank Cheque Book and Passbook 

As an account holder, you will get an HPGB passbook and cheque book. These are some of the most accessible sources to find the IFSC code. The IFSC code is written in the middle of the passbook and at the bottom in the cheque book. 

Reserve Bank of India Website 

The Reserve Bank of India website also keeps a record of all banks' IFSC and MICR codes. Therefore, you can check the RBI website when you need the IFSC code of HPGB. 

Himachal Pradesh Gramin Bank Website

Himachal Pradesh Gramin Bank has its own website, which also has the IFSC code of all its branches. In case of any complicacy in accessing these codes, you can search them on their website or mobile banking app. 

The Himachal Pradesh Gramin Bank Customer Care Service 

The HPGB has a team of supportive and helpful customer care services. If you still find difficulty in accessing the IFSC code through any of the above means, your last resort should be the bank's support team. Their customer care number is- 1800-180-7777. 

How to Transfer Money Through NEFT, RTGS, and IMPS?


Sending money using digital fund transfer modes like NEFT, RTGS and IMPS has become quite easy. All bank customers should opt for online money transactions as it's more efficient and quick. The very few requirements of online fund transfer are- your device, an internet connection, bank details of the remittance, and the IFSC code. NEFT, RTGS, and IMPS have their own charges and limitations. Let's find out about the same of Himachal Pradesh Gramin bank- 


NEFT or National Electronic Fund Transfer is a DBS-based system where money is sent in batches. NEFT takes approximately two to three hours to deposit the money in the receiver's account, and it is available 24*7. 

There are also no lower or upper limits for NEFT, and the details you will need for sending money via NEFT are as follows- 

  • Receiver's name
  • Receiver's account number
  • IFSC code
  • Beneficiary bank name
  • Branch name 
  • The amount you are going to transfer 


RTGS is another online fund transfer method that we use for making large fund transfers. The minimum amount of RTGS is Rs. 2 lakhs. The details you will need for sending money via RTGS are as follows- 

  • Receiver's name
  • Receiver's account number
  • IFSC code
  • Beneficiary bank name
  • Branch name 
  • The amount you are going to transfer 


IMPS stands for Immediate Payment Service. As suggested by the name, you'll use IMPS for an instant fund transfer. IMPS is also available 24*7, so now transferring funds in emergencies has become a matter of seconds. The details you will need to IMPS fund transfer are- 

  • Beneficiary's name 
  • Beneficiary's MMID code (for transfer from person to person)
  • The IFSC code of the receiver's branch (for transfer from a person to an account)
  • Beneficiary mobile number 
  • Beneficiary account number 

Himachal Pradesh Gramin Bank IMPS charges 

Amount Charges
Upto Rs. 1 Lakh Rs. 5 per transaction
Rs. 1,00,001 to Rs. 2 lakhs Rs. 15 per transaction


About Himachal Pradesh Gramin Bank 


The Himachal Pradesh Gramin Bank came into existence by the amalgamation of Parvatiya Gramin Bank and Himachal Gramin Bank. The Parvatiya Gramin Bank is sponsored by the State Bank of India, and the HPGB is sponsored by the Punjab National Bank. 

HPGB was established on 15th February 2013 with its head office in Mandi. Himachal Pradesh Gramin Bank has its presence in 12 districts of the state, namely- Mandi, Kullu, Kangra, Bilaspur, Hamirpur, Shimla, Una, Sirmour, Solan, Kinnaur, Chamba, and Lahaul-Spiti. 

The bank has 265 branches in all these districts and five regional offices. The regional offices of HPGB are situated in Chamba, Mandi, Dharamsala, Hamirpur, and Solan. The primary aim of HPGB is to provide modern banking facilities to the rural people and make depositing and sending money easier. 

Frequently Asked Questions

1) How Can I Check My Himachal Pradesh Gramin Bank Account Balance?

You can check your Himachal Pradesh Gramin Bank account number by giving a missed call at 800-180-7777. You can also send an SMS at the same number by typing- SET to receive your account balance information. 

2) How Many Gramin Banks are there in Himachal Pradesh? 

There is only one Gramin bank in Himachal Pradesh that is the Himachal Pradesh Gramin Bank. It has 265 branches all across the state. 

3) Where Can I Get the Himachal Pradesh Gramin Bank IFSC Code? 

You can get the Himachal Pradesh Gramin Bank IFSC code of all its branches on the Find Your Bank mobile website and mobile app. Additionally, you can search for the IFSC code on RBI's website, bank passbook, and cheque book and on the HPGB website too. 

4) Does Himachal Pradesh Gramin Bank have Online Fund Transfer services? 

Yes, Himachal Pradesh Gramin Bank has online fund transfer services like the NEFT, RTGS, and IMPS. 

5) What details do I need to send money via NEFT? 

You will need details like- Receiver's name and account number, IFSC code, bank and branch name, and mobile number to send money via NEFT.