Manipur Rural Bank IFSC Code and MICR Code

Find Manipur Rural Bank IFSC Code, MICR Code and branch details for NEFT, RTGS & IMPS transactions.

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Manipur Rural Bank IFSC Code, MICR Code and SWIFT Code

Manipur Rural Bank is a major financial institution in Manipur. Besides offering financing agriculture, MSMEs, and priority sectors, it offers savings and current accounts. If you want to transfer funds online to an account there, you'll need the Manipur Rural Bank IFSC code. 

The IFSC is a code that is required for online money transfer from any account at any bank within the country. If you wish to transfer the amount from an account to an overseas bank, you will need to use the SWIFT code used for international transfers. 

Since India has adopted online banking in the past few years, Manipur Rural Bank is also part of this nationwide network. If, however, you receive a cheque from this bank, the process of fund transfer will require the Manipur Rural Bank code on the cheque leaf.   

Sponsored by Punjab National Bank, this establishment is headquartered in the state capital Imphal, with important branches in the same city, as well as other major cities like Thoubal, Bishnupur, Chandel, Senapati, Ukhrul, Tamenglong, and Churachandpur. 

Today, we will explain how to use each of these codes for fund transfer to Manipur Rural Bank. 

Manipur Rural Bank IFSC Code

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The RBI (Reserve Bank of India) has assigned IFSC codes to all the banks operating in India. Every bank has various branches, and each of them has a unique Indian Financial System Code or IFSC. Hence, Manipur Rural Bank, too, has IFSC codes. 

To transfer money to an account at one of the 28 branches of the bank, you will need to use the IFSC. It is required for NEFT, IMPS, and RTGS. Just like any other bank, the Manipur Rural Bank IFSC is also of 11 characters. These characters have their own significance.

 The first four spaces of the code stand for the bank code. They are the same for all the branches of the same bank. The next character is 0, usually considered a control character for future use. The remaining six characters stand for the branch code. 

Let's take the example, The Manipur Rural Bank Imphal branch IFSC Code is PUNB0RRBMRB, though it used to be UTBI0RRBMRB earlier. Here, PUNB is the bank code, which is the same for all branches. It is also the same as Punjab National Bank. 

That's because the bank has merged with Punjab National Bank. The fifth character is 0. The last six characters, RRBMRB, together withstand for the branch location, i.e., Keisampat in Imphal. This is the IFSC code for the headquarter of Manipur Rural Bank. 

Every time you have to send money to an account at Manipur Rural Bank, you will be prompted to enter the IFSC code. It is mandatory to do so in order to ensure that the transfer takes place without any mistake. So, it is essential to know the recipient account's IFSC. 

Manipur Rural Bank MICR Code

Under certain circumstances, online fund transfer is not always possible. In that situation, the tried and tested method of fund transfer by cheque is required. For cheque clearance, the MICR code or Magnetic Ink Character Recognition Code is required. 

Just like in the case of any other bank, Manipur Rural Bank, too, has MICR codes printed on each leaf of the cheque book. This code has nine characters - and it is used by the recipient account's bank to track the bank and the branch of the original account. 

To read the code, a magnetic reader is used. This helps to make the entire process of sorting cheques quicker than manual sorting - and the entire method of processing cheques becomes more efficient. The MICR code of the Porompat Prp branch is 795614008.  

How to Find IFSC Code & MICR Code of Manipur Rural Bank?

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You must have understood by now that you need the Manipur Rural Bank IFSC and the MICR code if you want to make any type of fund transfers to an account in that bank. Not using the right code will prevent the transaction. Here's how to find them. 

Find Your Bank

One of the best and the most reliable ways of finding the IFSC and the MICR code of an account at Manipur Rural Bank - or any bank operating in India - Find Your Bank. To find the required code for your fund transfer, you have to some simple steps and follows - 

  • Visit the official site of Find Your Bank or install the mobile app on the phone. 
  • When prompted, add the required details of the recipient account, like account number, branch location, branch name, etc

Doing so will reveal the code instantly. It is a trusted site used for people around the country to find the IFSC code, MICR code, and SWIFT code of banks in India. However, there are also other methods that you can use to find the information you're looking for, as mentioned below - 

Passbook

Every account holder at Manipur Rural Bank has a passbook. The first page of this passbook contains all the information associated with the specific bank and branch, including the IFSC code.  

Cheque Book 

The leaves of the cheque book belonging to any bank account contain specific information such as the IFSC code, usually printed at the top, along with some other details. A Manipur Rural Bank cheque leaf will have the same. 

Netbanking 

When you use your bank's net banking services via the official website or app, you will usually find a suggestion of the IFSC codes required for the specific account. You will need to enter the correct information about the recipient account. You can also check the Manipur Rural Bank website for the same.

RBI Website

Since the RBI assigns IFSC codes to different banks, including Manipur Rural Bank, which is now merged with Punjab National Bank, you can find the IFSC code on the official website. You may need to look for PNB IFSC on the list.  

Manipur Rural Bank Customer Care

Manipur Rural Bank has a highly productive and helpful customer care team waiting to help you over the phone or in-person when you visit any branch of the bank. So you can reach out to the nearest branch by phone or by visiting it to help you at every stage. You may reach them by calling them or visiting the nearest KVB branch - and ask for the IFSC. 

How to Find Manipur Rural Bank MICR Code?

Finding the Manipur Rural Bank MICR code is as simple as finding the IFSC if you want to do it through the official sources. You can find the information through the same sources such as - 

  • Account passbook
  • Account cheque book
  • RBI site
  • Netbanking platform
  • Bank customer care

You can follow the same methods mentioned earlier to find the SWIFT code required to send money to the account from an international bank. 

How to Transfer Money through NEFT, RTGS & IMPS at Manipur Rural Bank?

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As banking sectors in India have become digitized, money transfer to any account has become a piece of cake when you're doing it online. Fund transfers can be performed by NEFT, RTGS, and IMPS to send funds to a Manipur Rural account. Let's look at each of them. 

National Electronic Fund Transfer - NEFT at Manipur Bank

  • No upper or lower amount limit for transactions
  • Batch-wise settlements available round the clock 
  • Charges for NEFT at Manipur Rural Bank are 
Amount Charges (₹)
₹10,000 or Less 3
₹10,001 to ₹1,00,000 6
₹1,00,000 to ₹2,00,000 20
Above ₹2,00,000 25

 

Real-Time Gross Settlement - RTGS

  • For transactions of ₹2,00,000 and above 
  • 24x7 facility with real-time settlements 
  • Charges for RTGS at Manipur Rural Bank:
Amount Charges (₹)
₹2,00,000 to ₹5,00,000 30
Above ₹5,00,000 60

 

Immediate Payment Service - IMPS

  • For transactions within ₹2,00,000
  • 24x7 facility for  a real-time settlement

For all online transactions through NEFT/RTGS/IMPS, you must visit their website or mobile banking app. Then, once you have logged in with your user id and password, you have to add beneficiary details like account number, branch location, account holder's name, etc.

To open an account at this bank, you will need to submit essential KYC documents like voter's card, PAN card, driver's license, etc.  

About Manipur Rural Bank

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Manipur Rural Bank is among the leading financial institutes in the country. Sponsored by and now merged with the Punjab Bank, Manipur Rural Bank has 28 branches around the state in all the major districts of that world.

Most of the branches are in the rural areas to uplift agriculture, MSMEs, and rural people. It was founded in May 1981 by the Indian Government, Manipur Government, and Punjab National Bank.

It offers different financial tools like deposits, loans, etc., to promote all-around and all-inclusive growth. The minimum balance you must maintain here are as follows - 

Details Rural Branch (₹) Urban/Semi-Urban Branch (₹)
CD Account 1000 2000
SB Account with Cheque Facility 500 500
SB Account without Cheque Facility 100 200

 

Failure to maintain the minimum balance will lead to penalties.

FAQ

1) Is Manipur Rural Bank a government bank?

Manipur Rural Bank was founded in May 1981 as a government undertaking. It was jointly formed by the Indian government, the Manipur government, and Punjab National Bank. These three contributed to the share capital of the bank in Manipur in the ratio of 50:15:35.

2) Is Manipur Rural Bank merged with PNB?

In May 2020, Manipur Rural Bank was merged with the Punjab National Bank, which is one of its contributors with a share capital of 35%. As a result, Manipur Rural Bank now has new IFSC codes that reflect that it is merged with the Punjab National Bank.  

3) How can I check my account balance in Manipur Rural Bank?

If you want to check your account balance in Manipur Rural Bank, there are some simple ways to do that. You need to call the bank from your registered number and directly ask. You can also check the updated passbook for the details of your balance and expenses.  

4) How can I register my mobile number in Manipur Rural Bank?

To register your number in Manipur Rural Bank, you have to reach out to the nearest branch with the KYC documents. You will have to ask for the Details Change form that you must fill out, mentioning your new phone number. Once submitted, your request will be entertained soon.   

5) What is Manipur Rural Bank's customer care number?

If you want to contact Manipur Rural Bank, you can call them at their toll-free number, 1800-103-3470. You can also contact them at 0385-2451590. In addition, you can Fax them at 0385-2459331, drop an email at [email protected], or walk into their nearest branch.