Udaipur Urban Co Operative Bank IFSC Code and MICR Code

Find Udaipur Urban Co Operative Bank IFSC Code, MICR Code and branch details for NEFT, RTGS & IMPS transactions.

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Udaipur Urban Co Operative Bank IFSC Code, MICR Code and SWIFT Code

Udaipur Urban Cooperative Bank Limited, headquartered in Udaipur, is a prominent Indian private bank. The bank has a total of 13 branches around two districts. To use online banking services efficiently, you would need your Udaipur Urban Co Operative Bank IFSC Code.

You might have come across this credential during banking operations. The IFSC code is an 11-digit alpha-numeric code and is entirely unique. It aids in the authentication of transactions and acknowledging payment sources.

It also makes interbank payment verification and monitoring easier. The IFSC code is necessary for NEFT, RTGS, and IMPS money transfers, as well as many other online payments. The Reserve Bank of India also communicates using this code. 

MICR is also a specific code that banks employ to expedite the processing and verification of checks. You can read the MICR code for your bank branch on the check leaf. Check out our extensive guide to learn more about these codes, their uses, and how to get them.

Udaipur Urban Co Operative Bank IFSC Code


You'll need the IFSC code to conduct digital money transactions. Because the RBI and your bank utilize it to monitor and trace transactions, it's also critical for the security of online payments. Aside from that, the coding defines where the money comes from and where it goes.

It assists in transaction supervision, ensuring that your transactions are completed on time and securely.

The IFSC code is in the layout CDEF0123456, and a set of rules govern it. For example, the Udaipur Urban Co Operative Bank Rajsamand Branch, IFSC Code is YESB0UUCB25. You can divide this code into three sections:

  • The first four letters (YESB) denote the Bank's Name
  • The fifth digit will always be zero (0)
  • The last six numbers (UUCB25) give you your Branch Code

Udaipur Urban Co Operative Bank MICR Code

The MICR code also serves as a unique identifier. These codes are printed by banks using MICR technology (Magnetic Ink Character Recognition). It's required by banks for checking, verifying, and clearing checks.

The MICR code has the pattern "123456789" and consists of nine characters. The Rtgs-Ho branch of the Udaipur Urban Co Operative Bank, for example, has a nine-digit MICR code of 313577000. The initial three digits (313) represent the city code, which is the same as the PIN code.

The next three digits are the bank code (577), and the last three digits give the branch code (001). You will be able to see the MICR code for Udaipur Urban Co Operative Bank next to the cheque at the bottom of the check leaf.

How to Find the IFSC Code, MICR Code & Swift Code of the Udaipur Urban Co Operative Bank?


You'll need the Udaipur Urban Co Operative Bank IFSC code and MICR code to make a payment. Before beginning the transaction, double-check that you have all the necessary information. These vital codes can be accessed in a variety of methods, including the following:

Find Your Bank

Find Your Bank is a banking-related website that offers a variety of services. It's one of the simplest ways to acquire the codes associated with your bank account. Visit  FInd Your Bank website and provide the following information to obtain the IFSC and MICR codes:

  • Name of the Bank
  • State
  • District
  • Branch
  • Click 'Enter'

Once you input all of the information and press enter, the proper codes will appear on your screen. Find Your Bank also has a user-friendly smartphone app that you may use at any time and in any place. With only a few touches, you may instantly find codes on your phone.

Documents from the Bank

On the bank paperwork, you can always find all of your credentials. You will be able to find the IFSC and MICR codes on any bank passbook or check leaf. The very first page of your bank passbook or the chequebook usually contains these codes.


You can also access the IFSC code and MICR code for Udaipur Urban Co-Operative Bank from the Reserve Bank of India's website. This is because of the fact that it maintains a database of all bank branch codes in India.

Use the Internet Or Mobile Banking

Log in to the bank's online banking or mobile banking platform with your credentials to get the codes. After you've logged in, go over the many options to choose the one that's right for you. The IFSC or MICR code for Udaipur Urban Co-Operative Bank will be readily available.

Get in Touch with the Bank

Don't be anxious if none of these methods succeeds for any reason. Contact your bank's customer service department, and they'll lead you through the process of obtaining your IFSC and MICR credentials.

How to Transfer Money through NEFT, RTGS & IMPS?


In the modern digital era, people favor electronic money transfer services like NEFT, RTGS, and IMPS over traditional banking since they are easier and more effective. You may make such transfers from anywhere with only a few pieces of information.

In addition to the Udaipur Urban Co Operative Bank IFSC code, you'll need the following credentials to complete these transactions:

  • The Amount of Transaction
  • Beneficiary's Bank Name
  • Beneficiary's Name
  • Account Number of the Remitter
  • Account Number of the Beneficiary
  • IFSC Code of the Beneficiary's Branch
  • Sender to receiver information, if Applicable

These credentials will come in useful when making payments using online transaction systems.

National Electronic Fund Transfer (NEFT)

The Reserve Bank of India (RBI) stands as the first to implement the National Electronic Fund Transfer (NEFT) system, which is today one of the most widely used methods of sending money fast. It's made possible by batch settlements and DNS (Deferred Net Settling) operations.

The following are the details of Udaipur Urban Co-Operative Bank's NEFT service:

Timings Available at all Times
Charges Applicable NA
Settlement Half-hourly Batches
Maximum and Minimum limits No limits

GST applicable.

To make an NEFT payment, you must utilize internet banking or mobile banking. After logging in to the appropriate platform, select the NEFT option. Fill up the required information to add your beneficiary.

Before completing the NEFT transaction, make sure you go through all of the terms and conditions.

Real Time Gross Settlement (RTGS)

Another real-time settlement electronic transaction mechanism is RTGS or Real-Time Gross Settlement. The term "real-time" refers to all electronic transactions handled by the bank at the point of reception, whether in bulk or individually. 

RTGS payments are often preferable for more significant amounts because they are non-reversible.

Timings Bank working hours
Charges Applicable NA
Settlement Real-time
Minimum and Maximum Limit
  • The minimum limit is Rs. 2 lakhs
  • Maximum is 10 lakhs

GST applicable.

To use the RTGS service, log in to your bank's online or mobile banking platform. Then select RTGS money transfer and input the Udaipur Urban Cooperative Bank IFSC code, as well as any other relevant information.

Before completing the transfer, double-check the information you input and review the terms and conditions.

Immediate Payment Service (IMPS)

IMPS is a kind of electronic fund transfer system that operates throughout the day on all days of the week, even holidays. It is a popular alternative for fund transfer operations since the resolution is quick and the process is simple.

Go to the Udaipur Urban Cooperative Bank's online or mobile banking interface to utilize the IMPS service. You'll require the following details to make an IMPS payment successfully:

  • MMID or Mobile Money Identifier Code 
  • MMID Code of the Beneficiary
  • Account Number of the Beneficiary
  • Your Mobile Number 
  • The AADHAR Card Number of the Beneficiary
  • IFSC Code of the Beneficiary's Branch
Timings Available all Times
Settlement Instant


  • Rs 5 on transactions up to Rs 1 lakh
  • Rs 15 on transactions above Rs 1 lakh and up to Rs 2 lakh
Minimum Limit Rs. 10
Maximum Limit Rs. 2 Lakhs

GST applicable.

Log in to Udaipur Urban Cooperative Bank's mobile app with your credentials to use the IMPS service. Then, among the several bank transfer options available, choose IMPS and provide the relevant information. 

During the transaction, you will receive a passcode on your phone number, which you must enter in order to complete the purchase.

Once you authenticate the payment using the password, you will get a confirmation text message along with a transaction number on your phone. This means that your transfer went through without a hitch.

The transaction number you get can be used to trace the payment's progress. It will also assist you in the event of any issues. You can use one of these electronic transfer alternatives to receive money. You just need to give the sender all the necessary details as given above.

About the Udaipur Urban Co Operative Bank


Udaipur Urban Co Operative Bank first began its activities from a store in Loha Bazar. Since 2004, the bank has had a luxurious main office at 9C-A Madhuban. The main office is on the first floor, while a branch is present on the ground floor as well. 

Today, Udaipur Urban Co Operative Bank has 13 branches spread over two districts, Udaipur and Rajsamand. Ten are inside the city limits, and three are present beyond the municipal boundaries.

For years, Udaipur Urban Co Operative Bank has proved itself as a trailblazer on various fronts, carving out a space for itself in Rajasthan's urban co-operative banking industry. It has performed exceptionally well in terms of financial services, client happiness, customer loyalty, and upper edge security.

UUCB was the first bank in Udaipur to offer completely computerized banking services in 1994. After computerization, performance improved significantly, and the institution has been fully prepared to deliver timely and excellent services to its valued members for numerous years. 

The bank just completed implementing a core banking system and continues to upgrade as necessary and appropriate. The collaboration fostered by a competent board of directors and an experienced banking staff leads to greater shareholder trust and, as a result, long-term success.

Frequently Asked Questions

1) What is Urban Co Operative Bank?

Although not technically defined, the term Urban Co Operative Banks (UCBs) refers to main cooperative banks based in urban and semi-urban regions. Until 1996, these banks were only authorized to lend money for non-agricultural reasons.

2) Is Urban Bank Government or Private?

The Registrar of Co operative Societies is in charge of Urban Co Operative Banks. The RBI, on the other hand, has the authority to issue banking licenses and to regulate, monitor, and develop the banking operations of UCBs under the Banking Regulation (BR) Act, 1949.

3) How to Check Balance in Udaipur Urban Co Operative Bank?

You may use net banking or mobile banking to check the balance of your Udaipur Urban Co Operative Bank account. Besides that, you can update your passbook and get your balance by going to the bank. You can also get your bank account balance statement by using the ATM or calling customer support.