Find Uttarbanga Kshetriya Gramin Bank IFSC Code, MICR Code and branch details for NEFT, RTGS & IMPS transactions.
The Uttarbanga Kshetriya Gramin bank is one of the major Gramin banks in India. The bank offers various digital banking facilities to its customers, and the Uttarbanga Kshetriya Gramin Bank IFSC code plays an important role in this system. The Uttarbanga Kshetriya Gramin bank is one of the major Gramin banks in India.
The bank offers various digital banking facilities to its customers, and the Uttarbanga Kshetriya Gramin Bank IFSC code plays an important role in this system.
The Reserve Bank of India has introduced the system of IFSC code in the Indian banking system. This system has made sending and receiving money a cakewalk. The IFSC code is a unique combination of numbers and letters, which is different for every branch.
If you want to use online funds transfer methods like NEFT, RTGS, or IMPS, knowing the IFSC code is mandatory. Without this, you can not initiate any banking transactions as the IFSC code helps locate bank branches.
Another important banking code is the MICR code. This code also plays a vital role in banking transactions. You will need the MICR code for cheque clearance as it helps to prevent any fraudulent transactions.
We'll talk in detail about both the IFSC and MICR codes, their usage, and where to source these codes from in this article. So keep reading till the end.
The standard format of the IFSC code has eleven characters, and it has three parts in it. All three parts have three different roles to play. The Uttarbanga Kshetriya Gramin Bank IFSC code also has eleven alphanumeric characters.
Let's learn what the three parts of the IFSC code signify. The first four letters in the IFSC code stand for the bank's name, the mid character is zero, and it's reserved for future usage. The final six characters are for the branch name or location.
For example, the Uttarbanga Kshetriya Gramin Bank, Cooch Behar branch IFSC code is CBIN0R40012. It is a bank owned by the Central Bank of India; hence the first four letters of the IFSC code, CBIN, stands for the Central Bank.
The central character is zero like the standard norm and the last six characters R40012 represent the branch location which is Cooch Behar.
The importance of the Indian Financial System Code (IFSC) is irreplaceable when it comes to digital fund transfers. Digital fund transactions like NEFT, RTGS, or IMPS can not function without the IFSC code.
The IFSC code helps to identify the location of the bank branch so that your money goes into the right account. Every branch of the Uttarbanga Gramin Bank has a separate IFSC code for the same purpose.
The receiver's name, account number, branch name, mobile number, etc., are some of the other information you will need, along with the IFSC code. Enter all these details, and within seconds, money will be deposited into the remitter's account.
If you're wondering where to get the IFSC code from, don't worry; we will tell you the sources as well. But before that, let's learn about the MICR code.
When it comes to banking transactions, the MICR code is the next important code after the IFSC. The MICR code is again used for branch identification. The primary difference between the IFSC code and the MICR code is that we use the former in terms of online transactions and the latter for offline transactions.
The full form of the MICR code is the Magnetic Ink Character Recognition Code. Banks use this code during cheque clearance. The MICR code is printed using a unique magnetic ink.
The code helps in the identification of cheques which in turn allows faster processing. The MICR code has nine characters, and they are all numbers, and it is also different for every bank branch.
Like the IFSC code, we can segregate the MICR code into three parts. The first three numbers symbolize the city name. This code is similar to the city's postal code. The next three codes stand for the bank name, and the final three numbers represent the branch name.
The MICR code is extremely important for people who are yet to explore online fund transfer methods. Cheque processing is a big part of our banking systems, and the MICR code plays a crucial role in it.
The MICR code is generally printed on the cheque, but there are other means to find them as well, and we will talk about these sources in the next section.
Whether you opt for a digital fund transfer or an offline one, knowing the code is vital.
There are multiple sources where you can find the Uttarbanga Kshetriya Gramin Bank IFSC code and MICR code. All these sources are easily accessible and will require just a few seconds to get the codes.
One of the easiest means to find the IFSC and MICR code of Uttarbanga Gramin Bank is through the Find Your Bank website. The site has the IFSC and MICR codes of all Indian banks. It has a mobile app, too, so you can download that and check the IFSC code within seconds.
Here is how you can access the IFSC code-
Once you select all these tabs, the Uttarbanga Kshetriya Gramin Bank IFSC code will appear on the screen.
Let's now find out some of the other means to find the code-
Your Uttarbanga bank passbook is one of the trusted sources to get the IFSC and MICR code. Apart from other information like the account number, CFN number, account holder name, the IFSC code is printed there as well.
The cheque book is another source to get the IFSC and MICR code. You can find the IFSC code on top of the cheque book and the MICR code on the bottom of it.
The Reserve Bank of India keeps a record of all Indian banks IFSC code and MICR code. If you could not find the mentioned codes using any of the above means, you can check the RBI website.
Uttarbanga bank has its own net banking site, and they will provide you with the IFSC code of all the branches.
Bank's Customer Care Service
Uttarbanga Gramin bank has a team of supportive and helpful customer care services. In case of difficulty in finding the IFSC code, you can contact the customer support team. The Uttarbang Bank's customer care number is- 03582 263 517.
Sending money through NEFT, RTGS and IMPS has become extremely easy. All you need is your device, an internet connection, details of the receiver, and that's it. Choose any of the three above methods, and your money will be sent within seconds.
NEFT, RTGS, and IMPS have different charges for each transaction. The transfer limit is also different for each of the methods. Let's take a look at them as well-
NEFT or National Electronic Fund Transfer is one of the widely used digital money transfer modes. It is a DNS-based system where money is sent in batches. There is no upper or lower limit for NEFT, and it is available round the clock.
To send money via NEFT, you will need the following information-
Another rapidly popular digital fund transfer method is the Real Time Gross Settlement (RTGS) method. You can use RTGS for making high-value transfers. The minimum limit for RTGS money transfer is Rs. 2 Lakhs.
The details you will need for RTGS fund transfer are-
IMPS mode is used for making instant fund transfers. Here the money is deposited to the remitter's account as soon as you send it. IMPS is also available 24*7. Here is the list of information you will need for the IMPS fund transfer-
Uttarbanga Kshetriya Gramin Bank was established on 7 March 1977. The bank was sponsored by the Central Bank of India, and it was established as a regional bank.
The bank has its headquarters in Cooch Behar and is currently operating in five districts of West Bengal, namely- Cooch Behar, Jalpaiguri, Alipurduar, Darjeeling, and Kalimpong.
Additionally, there are three regional offices of the Uttarbanga Kshetriya Gramin Bank. These offices are located in Cooch Behar, Jalpaiguri, and Siliguri. The Uttarbanga Gramin Bank offers various facilities to its customers like- savings account, current deposit, Gramin current plus, term deposits, gold loan, Krishan credit, general credit, etc.