Delhi State Co Operative Bank IFSC Code and MICR Code

Find Delhi State Co Operative Bank IFSC Code, MICR Code and branch details for NEFT, RTGS & IMPS transactions.

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Delhi State Co Operative Bank IFSC Code, MICR Code and SWIFT Code

The Delhi State Co-Operative Bank Ltd. is a recognized bank with headquarters in New Delhi. It has over 101 branches and offers a variety of banking products and services to its customers. But to use online banking, you must know the Delhi State Co-Operative Bank IFSC code.

You might have come across the credential called IFSC code while conducting banking activities. It is a one-of-a-kind 11-digit alpha-numeric code. It deals with the identification of payments as well as their sources. It also makes interbank payment verification and monitoring easier.

The IFSC code is necessary for NEFT, RTGS, and IMPS money transfers, as well as many other online payments. The Reserve Bank of India also communicates using the code. It assists with transaction supervision to ensure that the bank executes it securely and on time.

The MICR code is yet another vital code that banks employ to ease the processing and validation of cheque payments. The code is present on the cheque leaf. See our in-depth guide for additional information on these codes, their functions, and how to get them.

Delhi State Co-Operative Bank (DSCB) IFSC Code


The IFSC code is essential if you wish to perform digital money transfers. It's also vital for payment security because the RBI and the bank use it to oversee and trace transactions. Apart from that, the code helps understand where the money comes from or where it goes.

The IFSC code is present in the format CDEF0123456 and follows a set of rules. For example, the Delhi State Co-Operative Bank Deoli branch's IFSC code is DLSC0000038. This code is in three sections:

  • The initial four letters (DLSC) give the bank name.
  • The fifth is always a zero (0).
  • The six numbers in the end (000038) give your branch code.

Delhi State Co-Operative Bank MICR Code

The MICR code is likewise a specific identification code. The bank generates these codes using MICR (Magnetic Ink Character Recognition) technology. It's essential for identifying, verifying, and clearing cheques.

The MICR code comprises nine characters and is present in the format "123456789." For example, the Deoli branch of Delhi State Co-Operative Bank has a nine-digit MICR code of 110094038. The first three numbers (110) give the city code corresponding to the PIN code.

The following three digits are the bank code (094), and the final three digits are the branch code (038). The MICR code for Delhi State Co-Operative Bank can be found next to the cheque at the bottom of the cheque leaf.

How to Find the IFSC Code, MICR Code & Swift Code f The Delhi State Co-Operative Bank?


To make a payment, you'll have to have the Delhi State Co-Operative Bank IFSC code and MICR code. Before you begin the transaction, double-check that you have all of your information. You may get these vital codes in a variety of methods, and they are: 

Find Your Bank

Find Your Bank is a banking-related website that offers a variety of services. It's one of the quickest ways to get your bank account information. Check find Your Bank Website and enter the following information to receive the IFSC and MICR code:

  • Name of the bank
  • State
  • District
  • Branch
  • Click 'Enter'

Once you enter all of this data and push enter, the appropriate codes will display. Find Your Bank also has a handy mobile app that you can use at any time and from everywhere. With only very few clicks on your phone, you can instantly locate codes.

Bank Documents

Your information is always readily available on bank paperwork. The IFSC and MICR codes may be found on any bank passbook or check leaf. These codes can usually be found on the first page of your bank passbook or even the chequebook.


You can quickly get your Delhi State Co-Operative Bank's IFSC and MICR codes on the Reserve Bank of India's official website. This is because of the fact that it maintains a database of all bank branch codes in India.

Using The Internet Or Mobile Banking

Simply log in to your bank's online banking or mobile banking platform with your credentials to acquire these codes. After logging in, go through the various options to get the code you're looking for. The IFSC or MICR code for Delhi State Co-Operative Bank will be readily available.

Getting in Touch With The Bank

Due to any reason, if any of these methods do not work, don't worry. Simply call your bank's customer service department, and they will lead you through the process of obtaining information such as the Delhi State Co-Operative Bank IFSC Code.

How to Transfer Money Through NEFT, RTGS & IMPS?


In the current digital era, users enjoy electronic money transfer systems like NEFT, RTGS, and IMPS to offline banking because they are more efficient and straightforward. You may utilize such transactions from anywhere with only a little bit of information.

In addition to the Delhi State Co-Operative Bank IFSC code, you will need the following credentials to make these transfers:

  • The amount of transaction
  • Beneficiary's bank name
  • Beneficiary's name
  • Account number of the remitter
  • Account number of the beneficiary
  • IFSC Code of the beneficiary's branch
  • Sender to receiver information, if applicable

These credentials will always come in useful when making payments via electronic transaction systems.

National Electronic Fund Transfer (NEFT)

The Reserve Bank of India (RBI) initially set up the national Electronic Fund Transfer (NEFT) system, which is among the most popular methods of transferring funds rapidly. It uses batch settlements and the DNS (Deferred Net Settling) technology to function.

The details of the NEFT service provided by Delhi State Co-Operative Bank are mentioned ahead:


Available at All Times

Charges Applicable
  • Rs 2.50 on transactions up to Rs 10,000
  • Rs 5 on transactions above Rs 10,000 & up to Rs 1 lakh
  • Rs 15 on transactions above Rs 1 lakh and up to Rs 2 lakh
  • Above Rs 2 lakh, it is Rs 25
Settlement Half-hourly batches
Maximum and Minimum Limits 5 lakh/day

GST applicable.

To make an NEFT payment, you'll need to use online or mobile banking. After logging in to the relevant platform, select the NEFT option. After that, fill in the necessary details to add your beneficiary. Before completing the NEFT transaction, make sure you carefully read the terms and conditions.

Real-Time Gross Settlement (RTGS)

RTGS, or Real-Time Gross Settlement, is yet another electronic transaction mechanism that employs real-time settlement. The term "real-time" refers to transactions that the bank completes only at the point of receipt and processes on a gross or individual basis. 

RTGS payments are often preferable for greater sums since they are non-reversible.

Timings Bank Working Hours
Charges Applicable
  • Rs 25 on transactions up to Rs 2 lakh to Rs 5 lakh
  • Rs 50 on transactions above Rs 5 lakh
Settlement Real-time
Minimum and Maximum Limit
  • The minimum limit is Rs. 2 lakhs
  • Maximum is 10 lakhs

GST applicable.

To use the RTGS service, log in to the online or mobile banking platform of your account. Then select the RTGS bank transfer option and provide the Delhi State Co-Operative Bank IFSC code, as well as any other necessary data. Before completing the transfer, double-check the information you've entered and take the time to read the terms and conditions.

Immediate Payment Service (IMPS)

IMPS is a real-time or near-real-time electronic fund transfer system that operates around the clock, including holidays, throughout the week, and all 365 days of the year. It is a popular choice when it comes to funding transfer operations since the settlement is quick and the process is reasonably simple.

To utilize the IMPS service, go to Delhi State Co-Operative Bank's online or mobile banking interface. To effectively complete an IMPS transaction, you'll need:

  • MMID or Mobile Money Identifier code 
  • MMID code of the beneficiary
  • Account number of the beneficiary
  • Your mobile number 
  • The AADHAR card number of the beneficiary
  • IFSC code of the beneficiary's branch
Timings Available All Times
Settlement Instant
  • Rs 5 on transactions up to Rs 1 lakh
  • Rs 15 on transactions above Rs 1 lakh and up to Rs 2 lakh
Minimum Limit Rs. 10
Maximum Limit Rs. 2 Lakhs

GST applicable.

To use the IMPS service, log in to the Delhi State Co-Operative Bank's mobile app with your credentials. Then, from the numerous bank transfer options, choose IMPS and give the necessary information.

You will get a passcode on your phone number during the transaction, which you must provide to complete the transaction. Once you validate the payment by using the password, you will get an affirmation text message along with a transaction number on your applicable cell number. This implies that your transfer is successful.

You can use the transaction number you receive to keep track of the payment. It will also help you in the case of any problem. You must provide the remitter with the relevant bank information in order to receive money using one of the online transaction options.

About The Delhi State Co-Operative Bank


The Delhi State Co-Operative Bank Limited is an Indian bank. Its headquarters are in New Delhi. It has 101 branches spread across the country. The bank offers all banking services to customers, including savings accounts, recurring deposits, fixed deposits, PPF accounts, loans, lockers, mobile banking, net banking, and a variety of schemes. It focuses on offering timely and personalized banking services to consumers.

The bank's primary goal is to be a consumer-centric bank that provides consumers with simple, efficient, and seamless services. Customers can use the bank's technologically advanced banking services to make both offline and online payments.

Frequently Asked Questions

1) Where is Delhi State Co-Operative Bank Headquarters?

The Delhi State Co-Operative Bank has its headquarters in New Delhi.

2) Who Owns State Co-Operative Banks in India?

State Co-Operative Banks are regulated by the Department of Co-Operative Bank Regulation (DCBR) (StCBs). Co-Operative banks are now directly under the supervision of RBI, according to revisions to the Banking Regulation Act enacted by Parliament in September 2020. 

After discussion with the concerned state government, the modified statute gives RBI the ability to override the board of directors of Co-Operative banks. 

3) How to Check Your Balance in Delhi State Co-Operative Bank?

To check the Delhi State Co-Operative Bank account balance, you can use the net banking or mobile banking service. You can visit the bank to update your passbook and receive the balance. 

Other than that, using the ATM service or customer care service can help you get the balance statement of your bank account. Delhi State Co-Operative Bank also has a balance check number that you can dial.

4) What is the Delhi State Co-Operative Bank Ltd Balance Check Number?

You can dial the customer care number of Delhi State Co-Operative Bank to receive your balance.

5) Is Delhi State Co-Operative Bank's Internet Banking Secure?

Delhi State Co-Operative Bank ensures that internet financial transfers are fully secure. When you access your internet banking account, it uses industry-accepted security services and a multi-level authentication method to verify your identity.