Find Jharkhand Rajya Gramin Bank IFSC Code, MICR Code and branch details for NEFT, RTGS & IMPS transactions.
The Reserve Bank of India has introduced the Indian Financial System Code (IFSC) to ensure seamless fund transfers. The Jharkhand Rajya Gramin Bank IFSC code is also allotted by the Reserve Bank, and it is used for the same purpose.
The IFSC code is primarily required during online fund transfers like NEFT and RTGS. On the other hand, you require the MICR code during cheque processing. The MICR or Magnetic Ink Character Recognition code plays a vital role in the faster clearance of paper-based documents.
We will talk in detail about both the IFSC and MICR codes of Jharkhand Rajya Gramin Bank throughout this article. You will also get to know about various funds transfer modes like NEFT and RTGS. Therefore, continue reading to find out all the details.
The Jharkhand Rajya Gramin Bank IFSC Code is an eleven-character alphanumeric code. The codes follow the standard IFSC structure, which includes both letters and numbers. In the IFSC code, the first four letters stand for the Bank's name. The fifth or central character is zero, and the last six characters correspond to the branch name or location.
Let's see an example of the Jharkhand Rajya Gramin Bank IFSC code to understand the format better. The JRG bank Ranchi branch IFSC code is BKID0JHARGB. The Jharkhand Gramin bank is jointly owned by the State Bank of India and the Govt. of India.
Therefore, the first four letters of the IFSC code, SBIN, stand for the State Bank of India. The fifth number is zero, and the remaining six characters, RRVCGB is representing the Ranchi branch.
You will need the IFSC code while making any digital fund transfers. If you are sending money via NEFT or RTGS, entering the IFSC code is a must. It identifies the receiver's branch location and helps in the safe transfer of funds.
Using the https://findyourbank.in/ website is one of the easiest ways to find the Jharkhand Rajya Gramin Bank IFSC code. Follow the steps mentioned below to source the IFSC code-
There are other means of finding Jharkhand Rajya Gramin Bank IFSC code. Let's have a look at them as well-
The IFSC and MICR codes are printed on the cheque book and passbook leaves. You will easily find them in the mentioned books. The IFSC code is usually printed in the middle of the passbook and the MICR code on the top of the cheque book.
Jharkhand Rajya Gramin Bank's Official Website, as well as the mobile app, will give you access to the IFSC code and MICR codes.
The Reserve Bank of India website has records of all Bank's IFSC codes. Hence, it is an authentic and reliable source to find the aforementioned codes.
You can call the Jharkhand Gramin bank's customer care service and enquire about the IFSC and MICR codes. They will surely help you find them.
NEFT, RTGS, and IMPS are the three most popular online fund transfer modes of the current times. The reason these fund transfer modes are so widely used is because it saves people the time and trouble to stand in long bank queues.
Moreover, the payment systems are super fast, easy, and only require you to press a few buttons. We will talk in detail about each mode in the following paragraphs.
You will need the following documents or data to send money via NEFT-
|Upto Rs. 1,00,000||Rs. 2.00+ GST||Available 24*7, 365 days|
|Upto Rs. 1 lakh||Rs. 4.00+ GST||Available 24*7, 365 days|
|Rs.1 lakh to Rs. 2 lakhs||Rs. 12.00+ GST||Available 24*7, 365 days|
|Above Rs. 2 lakhs||Rs. 20.00+ GST||Available 24*7, 365 days|
The data you need to send money via RTGS is the same as NEFT. The only difference between the two modes are- we use RTGS for making large fund transfers. The minimum fund transfer limit of RTGS is two lakhs. But this is not the case with NEFT.
|Rs.2 lakhs to Rs. 5 lakhs||Rs. 25+ GST||9 AM to 4.30 PM on weekdays.|
|Above Rs. 5 lakhs||Rs. 50+ GST||9 AM to 2 PM on saturdays.|
IMPS, on the other hand, is used for making immediate fund transfers. You will need the following details for IMPS money transfers-
|Upto Rs. 1 lakh||Rs. 5+ GST|
|From Rs. 100001 to Rs. 2 Lakhs||Rs. 15+ GST|
Jharkhand Rajya Gramin Bank was established under the Regional Rural Bank's Act on 1st April 2019. It is a scheduled bank owned jointly by the State Bank of India and the Government of India.
The Bank is currently operating in all 24 districts of Jharkhand and has its head office in Ranchi. The Bank has eight regional offices located in Gumla, Ranchi, Singhbhum, Palamau, Giridih, Hazaribagh, Deoghar, and Godda. The Jharkhand Rajya Gramin bank has 443 branches in total.
The IFSC code of Jharkhand Rajya Gramin Bank varies from branch to branch. The standard structure of the IFSC code is- the first four letters stand for the Bank name, the middle character is zero, and the last six characters correspond to the branch name or location.
You can call the Jharkhand Rajya Gramin Bank balance inquiry number to check your account balance. Their balance inquiry number is 0651-2202120.
You can get the Jharkhand Gramin bank's IFSC code through the Find Your Bank website, bank passbook, cheque book, RBI website, and by calling the bank customer care services.
Yes, the NEFT and RTGS fund transfer services are available for JRG Bank.