Karur Vysya Bank IFSC Code and MICR Code

Find Karur Vysya Bank IFSC Code, MICR Code and branch details for NEFT, RTGS & IMPS transactions.

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Karur Vysya Bank IFSC Code, MICR Code and SWIFT Code

Are you planning to transfer money to a friend, family member, or service provider? Do they have an account at Karur Vysya Bank? You can make the transfer without stepping out of your house - with the help of the Karur Vysya Bank IFSC code. With the help of online banking, you can transfer money to any Karur Vysya account in any branch location around the country - from the comfort of your home. It's even possible while you're on the go - with the help of the smartphone in your hand!

Of course, there's the traditional method of transferring funds with a cheque - which will be processed quickly with the MICR code. You don't need to have an account in this bank for these transfers. Even international fund transfers are possible - with the SWIFT code. Learn more about Karur Vysya Bank IFSC code, MICR code, and SWIFT code.

Karur Vysya Bank (KVB) IFSC Code

The Reserve Bank of India, or RBI, has assigned an IFSC to all banks and each of their branches. Each branch of Karur Vysya Bank, too, has a unique IFSC or Indian Financial System Code. Since Karur Vysya Bank has 798 branches as of now, it has 798 IFSC codes.  

Karur Vysya Bank (KVB) IFSC Code

To send money to a recipient who has an account at this bank, you need the IFSC of the particular branch. Using this code, you can make a transfer by NEFT, IMPS, or RTGS. Just like for all other banks, the Karur Vysya IFSC code, too, has 11 characters. 

The first four characters showcase the bank code, and it is the same for all the branches of the bank. The bank code for KVB is KVBL. The next character in the fifth spot is the control character and is filled by 0. It is kept for use in the future. 

This leaves us with the last six characters of the code. These six places are filled with the branch code. This means that with every branch of KVB, these last digits will change. To understand how this works, let's look at two examples and compare them. 

The Karur Vysya Bank Kolkata NS Road Branch IFSC Code is KVBL0003114, while that of the KVB Mumbai Kalbadevi branch IFSC Code is KVBL0002119. The bank code at the beginning, i.e., KVBL, is the same for both. It's followed by ). The last six digits are different for the two branches.

Karur Vysya Bank (KVB) MICR Code

Under some circumstances, the only way to transfer money is by using a cheque. For cheque clearance, the Magnetic Ink Character Recognition code or MICR code is essential. This is also true for KVB, where the MICR code is mandatory to clear cheques.  

This code with nine characters is printed on the cheque leaves. The bank of the recipient's account will use the MICR code to track the bank and the branch issuing the cheque. For this process, a special magnetic reader is used to read the code on the leaf. 

By doing so, the method of sorting becomes faster, thus making the whole process more efficient than manual sorting. Unlike IFSCs, the MICR code consists of only numbers. For instance, the MICR code of Fathepuri, Chandni Chowk (Delhi) is 110053011. 

Karur Vysya Bank SWIFT Code

The third code you need to transfer funds to KVB is the SWIFT code. This code is only needed when you transfer funds from outside India. The SWIFT codes for different banks usually have 8-11 characters. KVB's SWIFT code, KVBLINBBFPC, has 11 digits.

Unlike IFSC or MICR code, the SWIFT code is not assigned to all banks. Only the members of the Society for Worldwide Interbank Financial Telecommunications have this code. Karur Vysya has this membership and hence, the code. 

The first four characters, KVBL, are the bank code, followed by the country code, IN, for India. The next two characters, BB, stand for the headquarters' location code, i.e., Chennai, while the last three characters, i.e., FPC, are the branch code for Anna Salai, Teynampet.

How to Find Karur Vysya Bank IFSC Code, MICR Code & SWIFT Code?

It is clear to you now that the Karur Vysya Bank IFSC code, MICR code, and SWIFT code are essential for different types of fund transfers to an account in this bank. Without the correct code, your transaction will fail. So where will you find them? Take a look!  

How to Find Karur Vysya Bank IFSC Code, MICR Code & SWIFT Code?

Finding Karur Vysya Bank IFSC Code, MICR Code, and SWIFT Code on "Find Your Bank" 

One of the most reliable platforms to find the relevant code of Karur Vysya Bank - or any other Indian Bank - is Find Your Bank. To access the platform, you have to take the following steps:

a) Visit the Find Your Bank site or install the app on your smartphone. 

b) Enter all the details as required, like account number, branch name, location, etc.     

There are other ways of finding the Karur Vysya Bank IFSC code, MICR code, and SWIFT code. Let's find out.   

How to Find Karur Vysya Bank IFSC Code?

You can find Karur Vysya Bank IFSC by referring to the following:


A Karur Vysya Bank account holder will have a passbook where all the information about the account should be printed on the first page, including the IFSC of the branch. 

Cheque Book 

Every leaf of the checkbook belonging to a KVB account holder contains the IFSC code printed on the top, along with some other information about the recipient account.  

Karur vysya bank cheque book


When you log in to your own net banking to make a fund transfer to a new beneficiary, you'll find a list of IFSCs for the recipient. You may also check the KVB official website.   

RBI Website

Since the RBI is responsible for assigning the codes to banks, including KVB, it maintains a database of the same - which you can access on the RBI official website.

KVB Customer Care   

KVB has a helpful team of customer care executives to help you at every step. You can reach them by calling them or visiting the nearest KVB branch and ask for the IFSC. 

How to Find Karur Vysya Bank MICR Code?

Are you looking for the MICR code for a branch of Karur Vysya Bank? Then you can refer to the same sources of information that you would for the IFSC - which are the following: 

a) Account holder's passbook

b) Account cheque book

c) RBI website

d) KVB netbanking site

e) KVB customer care

How to Find Karur Vysya Bank SWIFT Code?

Finding the SWIFT code is not difficult at all. For the SWIFT code, you can refer to the following - 

a) KVB website

b) KVB customer care

c) Bank account statement 

Out of all these methods, Find Your Bank is the most convenient because all the details are available on one platform.

How to Transfer Money through NEFT, RTGS & IMPS Process of Karur Vysya Bank?

The digitization of banking operations has made it possible for us to transfer money quickly to other accounts. You can also use NEFT, RTGS, and IMPS to send funds to a Karur Vysya account - using the IFSC: Let's take a look at each of these individually.

How to Transfer Money through NEFT, RTGS & IMPS Process of Karur Vysya Bank?

National Electronic Fund Transfer - NEFT

1. There is no upper or lower limit for NEFT transactions.

2. It is a round-the-clock facility, and the settlements take place in batches. 

3. Charges for NEFT at KVB:

Mode Amount Charges
Netbanking ₹10,000 or Less 0
  ₹10,001 to ₹1,00,000 0
  Above ₹1,00,000 0
Branch ₹10,000 or Less ₹2.25
  ₹10,001 to ₹1,00,000 ₹4.75
  ₹1,00,000 to ₹2,00,000 ₹14.75
  Above ₹2,00,000 ₹24.75
DLite App ₹10,000 or Less 0
  ₹10,001 to ₹1,00,000 0
  ₹1,00,000 to ₹2,00,000 0
  Above ₹2,00,000 0


Real-Time Gross Settlement - RTGS

1. RTGS is for transactions of ₹2,00,000 and above. 

2. It is a 24x7 facility with real-time settlements. 

3. Charges for RTGS at KVB:

Mode Amount Charges
Netbanking ₹2,00,000 to ₹5,00,000 ₹14.50
  Above ₹5,00,000 ₹29.50
Branch ₹2,00,000 to ₹5,00,000 ₹24.50
  Above ₹5,00,000 ₹49.50
  ₹2,00,000 to ₹5,00,000 0
DLite App Above ₹5,00,000 0


Immediate Payment Service - IMPS

1. IMPS transactions have an upper limit of ₹2,00,000. 

2. It is a 24x7 facility with a real-time settlement. 

3. Charges if IMPS at KVB:

Mode Amount Charges
Netbanking/Lite App ₹1,000, or Less 0
  Above ₹1,000 ₹5

For all online transactions through NEFT/RTGS/IMPS, you need the Karur Vysya Bank IFSC code. You will need to add beneficiary details like account number, branch location, account holder's name, etc., before making the transfer easy.  

About Karur Vysya Bank (KVB)

Karur Vysya Bank currently operates in India as a scheduled commercial, financial institute. It was established in 1916 and had its headquarters in Karur, Tamil Nadu. It offers services in personal, corporate, and retail segments and is a trusted bank in India. 

About Karur Vysya Bank

The accounts you can hold at KVB are as follows:

Account Minimum Balance (₹)
Regular Current A/c 3,000
Multi-City Current A/c Variable
Basic Savings A/c 0
Regular Savings A/c 1,000
Salary A/c 0
Senior Citizen Savings A/c 0
Rainbow Savings A/c 3,000
YuvaShakti Savings A/c 5,000
Students Savings A/c 0
Freedom Savings A/c 5,000
Student Savings A/c 0
HNI Prestige Savings A/c 1,00,000
Kids Jumbo Savings A/c 0
Women Shakthi A/c 5,000


For each of these accounts, you will need to provide copies of the KYC documents like PAN card, Aadhar card, voter card, etc. In addition, you will also need to provide documents to support that you're eligible for the special accounts. 

Frequently Asked Questions

1) What is the CIF number of KVB?

CIF number, or Customer Information File number, is a code used by every bank to file the information of each customer. Karur Vysya Bank, too, has a CIF number for each customer to record information. This code of 11 digits is created when an account is opened. 

2) What is the KVB Bank BSR Code?

The BSR code of a bank stands for Basic Statistical Return code. Just like other registered Indian banks, Karur Vysya Bank, too, has a BSR code of 11 characters for every branch. It is used by the IT Department to track all transactions towards tax. 

3) How do you locate the nearest KVB Bank branch from the IFSC code?

The easiest way to track the branch of a KVB account using the IFSC of the branch is by using the app or website of Find Your Bank. All you have to do is enter the necessary information, and it will show you which branch the code belongs to, using its database.