Malleswaram Co Operative Bank IFSC Code and MICR Code

Find Malleswaram Co Operative Bank IFSC Code, MICR Code and branch details for NEFT, RTGS & IMPS transactions.

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Malleswaram Co Operative Bank IFSC Code, MICR Code and SWIFT Code

In 1920, a group of young and energetic individuals, led by a few senior individuals, considered and explored the concept of forming a Co-Operative Bank called Malleswaram Co-Operative Bank. The Malleswaram Co-Operative Bank IFSC code is a unique identifier for your branch.

The term ‘IFSC’ code is widely used for money transfers. The IFSC is a unique 11-digit string of characters that aid in transaction and source confirmations. It makes counterparty payment detection and monitoring easier. The code facilitates money transfers through NEFT, RTGS, IMPS, and other electronic payments.

The Reserve Bank of India (RBI) has IFSC codes to facilitate interactions and oversee transactions to ensure that they are completed successfully and securely. The MICR code is another necessary code that banks employ to expedite the administration and verification of check payments. You can find this code easily. Simply look at the bottom of your bank’s chequebook. Dive right in to learn more about these codes.

Malleswaram Co-Operative Bank IFSC Code


Online banking is unquestionably the most convenient and secure method of banking. Transferring and receiving money through the Malleswaram Co-Operative Bank IFSC code has become common. Customers now prefer internet transfers over conventional banking for a variety of reasons. To begin with, it saves time. Second, it is a secure money transfer method since the funds go to the recipient’s bank within 48 hours.

For internet banking, the IFSC code is critical. When making an internet transfer, the user must supply specific details, including the receiving bank branch’s IFSC code. You cannot move the money without it. To make payments utilizing an online transaction system, you’ll need your branch’s IFSC code and the IFSC number of your remitter’s account.

You’ll get a better understanding of this example. The Malleswaram Co-Operative Bank Ganganagar Branch, Bangalore IFSC code is HDFC0CMCOBL. Here, HDFC gives the info regarding the bank’s name. The 5th digit is always a zero. The remaining characters (CMCOBL) tell you the branch of the bank.

Malleswaram Co-Operative Bank MICR Code

MICR is a code written on checks using Magnetic Ink Character Recognition technology. This also allows the identification of Malleswaram Co-Operative Bank’s cheques, which leads to speedier processing. A MICR code is a nine-digit identifier that distinguishes a bank and location participating in an Electronic Clearing Service (ECS). The MICR code of the Bangalore branch is 560227001. It is in three sections:

  • The first three numbers (560) indicate the city name (City Code). They correspond to the PIN used in India for postal locations.
  • The Bank is the following three numbers (227) (Bank Code)
  • The final three numbers (001) are for the respective branch (Branch Code)

The MICR code is visible next to the check number at the base of a cheque leaf. It’s also written on the first page of your bank’s deposit account passbook.

How to Find IFSC Code, MICR Code & Swift Code of The Malleswaram Co-Operative Bank?


Knowing all of your credentials is essential because you’ll need the IFSC code and MICR code for Malleswaram Co-Operative Bank to make payments. You may obtain these codes in several ways. The techniques for acquiring the IFSC, SWIFT, and MICR codes are:

Find Your Bank

Find Your Bank is a portal that provides many different financial solutions. It’s among the most productive ways to get your bank account information. To get the Malleswaram Co-Operative Bank IFSC code and MICR code, go to their website and provide the following data:

  • Your bank’s name (Here Malleswaram Co-Operative Bank)
  • State where it is present
  • District
  • Branch of the Bank

When you type in these data and hit submit, the results will show you the appropriate codes. Find Your Bank also offers a smartphone app that you may access anywhere. You may quickly discover these codes with only a few clicks on the smartphone app.

Bank Records

On the bank paperwork, your bank details are always present. The bank passbook and the chequebook include the IFSC and MICR codes. You may also find the codes on the passbook’s initial page. To see them in the chequebook, look for the details on any check leaf or at the bottom.


The official website link of the Reserve Bank of India will present you with your Malleswaram Co-Operative Bank IFSC number and MICR code. The RBI keeps a registry of all IFSC and MICR numbers for Indian Banks’ branches.

Mobile Banking Or Internet Banking

Just log in to your bank’s net financial services or mobile banking platform using your credentials to get these codes. After login in, go through the many choices and choose the code you desire.

Inform The Bank

If the procedures outlined above confuse you, you may try contacting the helpdesk of your local bank directly for assistance.

How to Transfer Money Through NEFT, RTGS & IMPS?


E-wallets, UPI, and other online money transfer options are presently available in India. The most widely utilized online money transfer technique, however, has been:

  • National Electronic Funds Transfer (NEFT)
  • Gross Settlement in Real-Time (RTGS)
  • Immediate Mobile Payment Service (IMPS)

Here is how you can use the services mentioned above for fund transfer:


NEFT is a mechanism for one-to-one bank transactions. It is among the most common methods to transfer payments online since it is a nationwide system. The benefit of NEFT is that it eliminates the need to visit banks and wait in extensive lines for a simple money transfer. 

The payment method eliminates the superfluous obligation of obtaining money on paper and returning it by cash check. The steps to transfer money through NEFT are as follows:

Step 1: Step into your 'Internet Banking Account' initially. If you don’t already have a net banking account, create one on your bank’s official site.

Step 2: Make the recipient a payee. To do so, go to the ‘Add New Payee’ area and fill in the following information about the recipient:

  • The account number
  • Name of the beneficiary
  • Their IFSC code
  • Account Type (Generally, a savings account)

Step 3: After you establish the payee, choose NEFT as the method of payment transactions.

Step 4: Choose the account from which you want to transfer funds, the payee, the amount you wish to send, and any notes (optional).

Step 5: Press the 'Submit Button.'

The charges on NEFT transactions are:

NEFT Amount NEFT Charges
Up to Rs.10,000 Upto Rs.2.50
Above Rs.10,000 but below Rs.1 lakh Upto Rs.5
Above Rs.1 lakh but below Rs.2 lakh Upto Rs.15
Above Rs.2 lakh Upto Rs.25

You can use NEFT 24x7, including holidays and Sundays. Moreover, there is a 5 lakh limit over fund transfer. 


RTGS is a way of transferring funds that occurs in real-time with no interruptions. The money transferred by the remitter may reach the recipient as soon as the request arrives using this wire transfer technique. The full version of RTGS comprises Gross Settlement, which implies transactions are completed one at a time rather than in batches.

It is one of the quickest interbank payment processing methods accessible in India through banking systems. The beneficiary bank must credit the recipient’s account within 30 minutes of obtaining the money transfer notification in RTGS activities. When sending money using RTGS, having the following information is essential:

  • The transaction amount
  • Beneficiary or payee’s name
  • Name of the beneficiary’s/bank payee’s
  • The payee/IFSC beneficiary’s code
  • Payee/account beneficiary’s number

Once you have these details, follow the given procedure for seamless fund transfer through RTGS: 

You must first add a recipient before you can send money using RTGS. After that, you may make a money transfer. To add a benefactor to your account, follow these steps:

  • 'Log in' to the system for your individual bank’s net banking service.
  • Select the 'Funds Transfer' option.
  • Click 'Add A Recipient,' then 'Select Benefactor Type,' then 'Send to Another Bank.'
  • Fill up the 'Beneficiary Account Information,' including name, bank, IFSC code, and bank details.
  • Confirm your selection by clicking 'Add.'
  • Wait for the notification of confirmation.

Follow these four easy steps to send money via RTGS after adding the recipient:

Step 1: After entering your Netbanking account, go to the Funds Transaction tab.

Step 2: Choose the RTGS method and then the benefactor you want to transfer money to.

Step 3: Fill in the amount to be deposited.

Step 4: Before submitting the request, review all of the credentials. Within 30 minutes after receiving the request, the bank will deposit the cash.

Here is a table to help you out:

Timings Monday to Friday everyday from 10 AM to 2 PM and from 3 PM to 6 PM
Charges applicable

Rs. 25 for funds between 2 - 5 lacs
Rs. 50 for amount exceeding 5 lacs


Settlement Real-time (within 30 minutes)
Minimum and maximum limit

The minimum limit is Rs. 2 lakhs

No maximum limit 



Indian financial institutions give Immediate Payment Services (IMPS) to their clients. It allows them to conduct real-time interbank transfers. Customers do not have to queue for the bank to open to transfer funds. You may opt for it on weekends, vacations, or weekdays. The bank allows you to send a maximum of Rs. 2 lakh via IMPS. The two methods to transfer funds through IMPS are:

Through the Mobile App

The procedure for sending an IMPS payment using mobile banking is as follows:

  • Log into your bank’s mobile banking application. 
  • After adding the beneficiary, click on the Send Money tab and choose the IMPS method. 
  • There, input the beneficiary’s mobile number, the value, and the user’s Mobile Money Identifier (MMID). 
  • Your money will transfer when you validate your Mobile PIN, and the bank will give you a verification text message with the transaction number. 
  • You may use that transaction number for providing comments, making inquiries, or filing complaints.

Through Net Banking

The procedure for transferring IMPS funds through net banking is as follows:

  • After your bank verifies that the recipient has been added, go to Fund Deposit and choose the user you wish to transfer money to. 
  • After that, the beneficiary’s account information will show, and you can input the Amount and Comments (optional). 
  • After confirming the payment, your cash will transmit quickly using IMPS.

About the Malleswaram Co-Operative Bank


In 1920, a group of eager friends got together in one of Bangalore’s oldest expanses, Malleswaram, to discuss the need for a Co-Operative bank. The group, which included government officials and collaborative thinkers, gave substance to their concept. On June 26, 1920, they initiated the Malleswaram Co-Operative Bank.

The bank meticulously follows all regulatory rules and performs at its highest level. Its operating discipline and dedication to genuine personnel services periodically in all domains of the bank’s operations are excellent. The bank has three buildings in key locations: Heart of Malleswaram, Vyalikaval, and Rajajinagar.

Frequently Asked Questions

1) Is There a Phone Number for the Malleswaram Co-Operative Bank Ltd?

You can contact the Malleswaram Co-Operative Bank during their official work hours. Their contact numbers are: 080-23342713 / 080-23341616

2) Which District Falls Under the Malleswaram Co-Operative Bank?

The Malleswaram Co-Operative Bank Ltd covers the entire territory of Bangalore. It has offices in Rajajinagar, Vyalikaval, Yeshwanthpur, Ganganagar, and RPC Layout.

3) What Does the IFSC Code for Malleswaram Co-Operative Bank do?

You need the Malleswaram Co-Operative Bank IFSC code for online money transfers using NEFT, RTGS, and other payment methods. It also makes it simple to identify your branch.