Mizuho Bank IFSC Code and MICR Code

Find Mizuho Bank IFSC Code, MICR Code and branch details for NEFT, RTGS & IMPS transactions.

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Mizuho Bank IFSC Code, MICR Code and SWIFT Code

Net banking facilities have brought a revolution to the Indian banking system, allowing you to conduct banking chores online. RBI has issued unique identification codes to make online transactions easy. You will need Mizuho Bank IFSC Code to transfer funds through net banking to the Mizuho bank account.

IFSC is a unique code that is mandatory to carry out error-free, online, and paperless fund transactions from one bank to another. Another unique code is the MICR code that makes cheque processing faster.

Both the codes make banking procedures quick, without hassles. It has become essential to know the banking codes in the era of net banking to do work faster.

The article includes a detailed description of Mizuho Bank IFSC Code, MICR code, finding the codes, and the different ways to carry out online financial transactions.

Mizuho Bank IFSC Code


IFSC of Indian Financial System Code is an alphameric code containing 11 digits and alphabets. IFSC code mandates carrying online transactions through NEFT, IMPS, and RTGS. The first 4 symbolize the bank, while the last 6 specify the specific bank branch. The 5th character is a universal zero.

The Mizuho Bank, Mumbai Nariman Point branch IFSC code is MHCB0000532. Here, MHCB is the bank name, while 000002 is the branch code. RBI has assigned the IFSC code to each bank branch separately. No two branches can have the same IFSC code. Mizuho Bank IFSC Code identifies the branch that participates in the online transaction. 

It avoids incorrect funds transfers through IMPS, RTGS, and NEFT. The code ensures that the money is sent to the correct account without fraud.

Mizuho Bank MICR Code

MICR is a 9-digit code printed on every bank's cheque. The code uses the MICR technology to read the printed characters and clear the cheque. MICR code of Mizuho Bank, Mumbai, Nariman Point Branch is 400694002. Here, the initial three digits are the city code, the following three are the bank code, and the last three are the specific branch code.

The Magnetic Ink Recognition Code validates the cheque's authenticity during ECS or electronic funds transfer, allowing quick clearing, deposit, and processing. RBI does not assign MICR code to all bank branches. There are MICR and non-MICR banks in India.

How to find the IFSC Code & MICR Code of Mizuho Bank?


You might have now estimated the importance of banking codes. But where do you find the correct codes? Multiple sources like the bank's website, apps, and third-party sites help you locate the codes.

One of the sites is 'Find Your Bank.' It is a popular website that provides necessary information on every bank's branch. Here are the steps to follow on the website.

  • Visit the website https://findyourbank.in/.
  • An online form will appear on the home page.
  • Select the bank name from the drop-down menu list - Mizuho Bank
  • Select other details, including state, district, and location
  • The IFSC code, MICR code, and branch address will appear on the screen.

You can download the Find Your Bank mobile app from Play Store. After downloading, open the app and enter the bank's name to get the correct codes. The other sources from where you can locate the codes are explained below-

Mizuho Bank Cheque Book

Your bank branch's chequebook has IFSC and MICR codes. IFSC code is at the cheque's top, while MICR is printed at the bottom beside the cheque number.

Mizuho Bank Passbook

Every account holder gets a bank passbook that has all account-related information. The passbook's first page contains account holders' names, addresses, photos, phone numbers, and account types.

The passbook also has Mizuho Bank IFSC Code and MICR code. Users having net banking accounts will find customer ID /user ID in the passbook.

Mizuho Bank Website

You can find the Mizuho Bank IFSC Code and MICR code from the bank's official website. You can locate the specific branch bank code quickly.

RBI Official Website

RBI has an official website https://www.rbi.org.in/Scripts/IFSCMICRDetails.aspx. From here, you can find the codes of the specific bank branch.

Customer Care

If none of the above options work, you can contact the branch where your account exists or customer care. The branch's phone or email address or customer care number will be available online. You can get through any of them and ask for your IFSC and MICR codes.

How to Transfer Money through NEFT, RTGS & IMPS?



NEFT enables online funds to transfer from one bank branch to another of the same bank or another bank. National Electronic Funds Transfer occurs in batches and takes nearly 2-3 hours to complete the transaction. NEFT is available for current/ savings account holders with Mizuho Bank.

Mizuho bank does not have any minimum or maximum limit for funds transfer. NEFT is mostly preferred for low to medium-range transactions. The fees that the bank charges on each money transfer differ.

  • The transaction fee for up to Rs 10,000 is Rs 2.50
  • Funds transfer between Rs 10,001-Rs 1,00,00 levies Rs 5 transaction fee
  • Between Rs 1,00,001- Rs 2,00,000 is Rs 15
  • Above Rs 2,00,000 is Rs 25

All the above charges include additional service tax.

You will need the following information for carrying online money transfers through NEFT.

  • Beneficiary name and account number
  • Beneficiary branch name and IFSC code
  • The amount you have to transfer
  • Your account number from which debit will take place


RTGS is a quick method for transferring funds online in real-time. RBI has developed the Real Time Gross Settlement, a continuous, instantaneous, and robust payment system. The bank clears the RTGS transactions individually, known as gross settlement.

Mizuho Bank has a minimum transaction limit of Rs 2 lakhs, while there is no upper limit. The bank charges Rs 25 per transaction for a money transfer of Rs 2 lakhs -Rs 5 lakhs. It charges Rs 50 for transactions above Rs 5 lakhs. Banks and financial institutions use RTGS for inter-bank transactions immediately.

You will need beneficiary name and account number, beneficiary IFSC code and bank branch name, amount to transfer, and creditor's account number.


IMPS facilitates immediate money transfers between accounts and people. IMPS is a quick method for transfer that works on Sundays and public holidays, available 24*7*365. Immediate Payment Service is inexpensive and easily accessible. IMPS enables you to use mobile phones to access their bank accounts and transfer money.

You will need the following information for carrying out an IMPS transfer.

  • Your mobile number
  • Beneficiary's MMID number (Mobile Money Identifier) for person-to-person transfer (P2P).
  • Beneficiary's account number and IFSC code for a person to account transfer (P2A)
  • Amount to transfer

You can use IMPS for sending money by logging onto your internet banking account with Mizuho bank. You will have to apply for MMID from the branch for carrying P2P transactions.

About Mizuho Bank

Mizuho Corporate Bank (MHCB) is a leading global bank established in 2013 with Japan's most extensive customer base. The bank was the investment and corporate banking subsidiary of Mizuho Financial Group before reintegrating investment banking services under the Mizuho bank in 2013.


Mizuho Financial Group is a 100% shareholder of the bank. It offers complete financial solutions to the clients, including corporate, structured, and trade finance, cash management, markets, advisory and institutional services.

The bank has an extensive international network with 465 domestic branches and 89 global offices worldwide. Mizuho Bank has six operating units in India, having customers from Japan and India.


1) What type of Bank is Mizuho Bank?

Mizuho Bank is a leading global private financial institution that offers corporate and investment banking services worldwide.

2) Is Mizuho Bank FDIC insured?

Yes, Mizuho Bank (USA) is an FDIC-insured institution.

3) Is Mizuho Bank a Safe Bank for Investment?

Yes, Mizuho Bank is a trustworthy and reliable bank. It is a Japanese financial institution with no lay-off policy that offers safe banking solutions.

4) Is Mizuho an Investment Bank?

Yes, Mizuho is a private bank that offers investment, retail, corporation, and many financial services to clients.